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The 7 BIGGEST Mistakes Employers Make When Working with their TPA*
- Not visiting the TPA's claim offices and sitting "chair-side" with an adjuster. Not meeting the team!
- Not meeting with all vendors and services offered by the TPA at the beginning of the relationship and periodically thereafter.
- Not having on site file reviews regularly and not attending reviews.
- Not using an MD to review medical records and reports - relying on adjusters to make decisions based on their review of medical records and reports.
- Not customizing the Account Handling Instructions.
- Not closely monitoring all claims; abrogating responsibility for your employee's medical care and return to work to the claims adjuster.
- Trying to do these things alone, without input and assistance from the broker.
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The failure to verify coverage resulted in a payout of over a half million dollars in medical, indemnity and legal expenses. Read it to prevent it from happening to you.
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BOO! When a small business owner has no employees and elects to be excluded from coverage by workers comp bought for the business, it is referred to as a "ghost policy". Is it wise?
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When employees are injured on the job, employers must have a plan that addresses return to work options and ADA accommodations.
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| There are effective ways to manage sick days, including conducting return to work interviews after every absence and centralizing a company's record of days off. |
The group that receives lump sum settlements to close extended disability claims is composed of three groups. Read it.
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Why attend this conference? The WC industry is always evolving - new players, new laws and new equipment. Everyone new to this industry should attend either the RIMS or the NWCD conference and learn new techniques, meet new vendors, and discover the latest service enhancements. See you there!
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The #1 selling cost containment book for workers compensation is our 2012 Workers Compensation Management Program: Reduce Costs 20-50% manual. This 181-page guidebook helps assess company or clients' workers comp programs, design program materials, roll out a program to the organization, and monitor and manage the program once implemented.
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New summaries for "drug testing and workers compensation state laws" for every jurisdiction are NOW posted on our website. Click on the link above to check it out. |
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EDUCATIONAL OPPORTUNITIES
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For 20 years, the National Workers' Compensation and Disability Conference & Expo has been the industry's leading training event. And this year's event is taking it to the next level - making it the best ever! November 7-9th 2012.
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| For the first time in almost 40 years, multiple efforts are underway to modernize the federal workers' compensation system. The 2012 event kicks off with an Opening Keynote dedicated to the future, explaining how the various reform proposals would affect the federal workers' comp landscape and giving you the tools necessary to handle the changes coming your way. November 7-9th 2012. |
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REDUCE WC COST 20% to 50% |
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Workers Compensation Management Program |
Learn more about our book on
COST SAVINGS
for employers.  |
