The Mid South is proud to call Texas home, but like our Louisiana neighbors, we embody the laissez les bon temps rouler spirit.  Louisiana is one of the highest producing states for surplus lines business with over a billion dollars in gross written premium generated annually.

At Markel Mid South, we are committed to the success of our Louisiana agency partners. Our product offerings do not include fried pickles or gator, but we do have an appetite for the strange and weird. The list below represents the classes of business in the Pelican State where we make our bread and butter.

Top 7 Binding Classes of Business in Louisiana

1. Remodeling Contractors (Excluding New Residential Construction)
2. Builder's Risk/Commercial Tenant Finish Out
3. Artisan Contractors
4. Real Estate Development Property
5. Vacants (Buildings and Land)
6. Manufacturers (No over-the-hole or down-the-hole products)
7. OCP's  

 Cher, if you do run across something out of the ordinary or have an account that requires some flexibility, call your Markel underwriter and tell them you want to bind, so they need to laissez les bon temps rouler!

Glossary of Cajun Terms:

• laissez les bon temps rouler - French-Cajun term meaning 'let the good times roll'.  When speaking with a Markel underwriter, it means 'bring on the pricing and terms that will help me sell this account'.
• cher - darling, sweetie, honey or cutie.  Spelled cher like the singer, but it's pronounced shay, using a long held 'a'.
• geaux-to market - Cajun for 'go-to market'.    

Highlights of the new policy include:

• A broad definition of "technology services" automatically included and the ability to extend coverage to additional professional services
• Automatic newly acquired entity coverage & automatic run-off
• Contingent bodily injury and property damage coverage included
• Aggregate deductibles and deductible off-sets for early claim resolution
• Extensive first party coverage options for system or data security events, including the theft of monies or securities
• $250,000 regulatory fines & penalties coverage, including HIPAA/HITECH and PCI fines
• Products liability coverage
• Media liability as it arises out of professional services, the insured's on-line activities, or software development

For more information on the latest release of InfoPro, contact your underwriter today!

• Please identify what products you would like quoted on multi-line new business applications (ex: "Please quote property and inland marine. No need for GL.").  Multi-line new business submissions received that do not identify the products needed will be returned with a request for clarification.

• New business submissions received more than 90 days in advance of the requested policy effective date will be returned along with a request to resubmit closer to the effective date. For OCP, special events, and brokerage property, the threshold is extended to 120 days.

• Including target pricing in your cover letter will ensure an efficient transaction. 

If you have any questions, please contact your Mid South underwriter.