Effective January 1, 2014, Arbella has adopted the voluntary loss costs filed by the National Council on Compensation Insurance for new and renewal business. We have filed to maintain our current loss cost multiplier for preferred business while increasing our multiplier for standard business by 8%.

The overall result of the rate change on our book of business is a decrease of 2.1%. Rates for specific classes may increase or decrease more than the average.

We expect that expanding the differential between our preferred and standard tiers will give us greater rate latitude in the marketplace and make us more competitive in New Hampshire for Workers' Compensation.

Arbella continues to be a competitive market for Workers' Compensation written in support of accounts, including Package, Auto and Umbrella coverage. If you have any questions or comments, please contact your Commercial Lines underwriter or Arbella territory manager.

Thank you for your continued business and support.