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experience modification factor |
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 How to Achieve a Desirable Experience Modification Factor Under NCCI's New System, by John Stahl, Esq. A recent Risk & Insurance webinar entitled "Big Changes Coming in Workers' Compensation Premiums" stresses that actively reducing your "Experience Modification Factor" ("mod") today should reap disproportionately high reductions in workers' compensation insurance premiums tomorrow. The corollary is that not taking that initiative likely will dramatically increase future premiums. Read more.
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Larson's on company vehicle |
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 Gratuitous Furnishing of Company Truck Insufficient to Bring Travel Within Course and Scope of Employment, by Thomas A. Robinson. If the trip to and from work is made in a truck, bus, van, car, or other vehicle under the control of the employer, an injury during that trip is ordinarily incurred in the course of employment. Some states have created an exception, however, where the provision of the vehicle was on an informal and gratuitous basis. In that regard, a Texas appellate court recently reversed a final judgment rendered in favor of the widow on her claims for workers' compensation benefits where the evidence showed that the employer provided the employee with a company truck, but failed to establish why the truck was furnished. Read more about this case and other cases on wrongful death, minimal income for PTD benefits, and retaliatory discharge.
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Workers' Comp Fraud Blotter: Businessman Convicted in $3.1M Workers' Comp Fraud Case, 
Missouri: Commission Douses "Pants on Fire" Defense, by Martin Klug, Esq. 
