June 2015

Hope everyone is doing well since last month's newsletter. It looks like summer is here to stay with the weather getting warmer and the humidity on the rise! Oh well, it's good lake weather, right?

Things are always moving forward here at JDS Wealth Management, and our team of financial professionals continues to bring on new opportunities, as well as updates on previous strategies and opportunities. As I mentioned last month, Global Financial Private Capital (our institutional money management team), has introduced us to various new investment strategies, and money managers as part of their "2015 Enhanced Investment Platform". We can now offer "socially responsible" strategies, "enhanced hedging" strategies (for both up and down markets), and "The Family Endowment Series". Endowments are one of the most popular means by which large institutions achieve stated goals with their investment funds. College endowments also use these strategies with great success and hire very skilled financial individuals to manage these funds. "The Family Endowment" model uses modern methods and investment types to bring this highly successful large Endowment approach to the individual investor. The investment world has evolved, and "The Family Endowment" model takes advantage of many of these advances. Numerous folks have taken advantage of these Institutional level strategies, and I'd encourage everybody to learn more about these investing strategies.

It's not often that I repeat what I've said the previous month in our newsletter, but I felt it was very important to do so this time so everyone is aware of the opportunities.

Kelly and I also will be off to Chicago in July to attend a "Mastermind" event we've been invited to by one of the best income planning teams around - JD Mellberg. The event is only open to select advisors, and I'm sure it will be filled with new ideas, new strategies, and insight into the financial services business. I love going to these things! We never stop learning, and that's what makes this business both fun and challenging!

Enjoy this month's thought for the week, and the Lake Norman Magazine article.

Until next month,

James Stillman

Is Your Advisor Still Right for You?

Lake Norman Magazine, June 2015

Hi folks, and happy summer! Finally got the boat in the water in the last few weeks, and it's time to spend some time on beautiful Lake Norman. How blessed we are to live in such a beautiful area of this great country. Last month we discussed retiring and how it changes your life, so this is kind of an extension of last month's article.

I've said this before, and I'll say it again: retirement represents a FUNDAMENTAL CHANGE in life. Doesn't it make sense that a FUNDAMENTAL CHANGE should also take place with your financial planning as you near retirement? In our office, we call this moving from "paycheck mode" to "retirement mode". You need to separate your "paychecks" from your "playchecks", so to speak. By the way, there's a great book called exactly that, Paychecks & Playchecks by Tom Hegna. Kelly and I have featured interviews with Mr. Hegna on our radio show a few times, and we really like what he has to say about retirement planning. I'd also recommend Finding Safe Harbor in Retirement by James D. Stillman. Sorry for the shameless plug, but I couldn't help myself! Besides, you can get my book for free. All you have to do is ask (or you can buy it on Amazon - but that's not free). So far we've had great reviews, and I'm very grateful for that.

Here's a very important point to remember when planning for retirement, and especially after retirement. The advisor or firm that got you to retirement may not be the best choice to get you through retirement!

All content is intended for informational purposes only. Any guarantees are for insured products only and are dependent on the claims paying abilities of the insurer. All investments carry some risk and you should be advised by your personal financial advidor before implementing any strategies discussed, as they are not suitable for everyone. James D. Stillman is an Investment Advisor Representative of JDS Wealth Management Corporation and Global Financial Private Capital.

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