January 2015

HAPPY NEW YEAR! Hopefully everyone got to spend some time with family and friends over the holidays, and do what my good Green Bay Packer "buddy" Aaron Rogers says, RELAX! Kelly and I did enjoy some time off over the holidays, but now it's back in the saddle for a new year.

Good news, I've finally gotten copies my new book "Finding Safe Harbor in Retirement". It's been about a year and a half in the making, but we're finally done. Anyone that would like a free copy can just give Kelly a call to set up a time to drop by and pick one up. I'll even personally sign your copy. (I know. Big deal, right?) Oh well, it's still kind of cool and fun. Hopefully the book will help a few folks make good decisions in retirement. It's also available on Amazon, if you'd like to check it out there.

As always, things are constantly changing and being updated/upgraded in our business. One thing in particular that I want to mention again is this: last month I also said this, but it's proved to be an invaluable tool in a very short time. It's called "Hidden Levers". For all of those folks that receive this email that are not already one of our cherished clients, you might want to take some time to learn about this awesome portfolio stress test tool. We think of it as "crash testing" your portfolio. This proprietary institutional money management tool allows us to choose economic scenarios and see specifically how they would affect your current portfolio - immediately or over a period of time. It also allows us to choose hedging strategies and make comparisons between suggested portfolios and your current portfolio. Over the holidays I spent a ton of time researching and learning the software, plus developing portfolios that will allow us to hopefully make the best decisions possible to hedge against economic downfalls. This is awesome stuff, and it's cutting edge technology. So, for all of you on the fence, take a look! It's a free service Kelly and I will provide, at least in the short term. Just ask for a free portfolio stress test, provide us with the necessary information, and we'll get it done.

Markets are at all time highs (until the last few days anyway), and every retiree should have a "market exit strategy". Don't forget to listen to our "Safe Harbor Retirement Planning Show" every Saturday at 10:00am and Wednesday at 8:00am on WSIC Radio 1400AM & 100.7FM. If anyone would like a free consultation, free reports, or a free "PORTFOLIO STRESS TEST" using "Hidden Levers", just let us know. Enjoy this month's articles.

Until next month,

James Stillman

A Few Suggestions to Start Out the New Year

Lake Norman Magazine, January 2015

Happy New Year everybody! We hope you all had a great holiday season and got to enjoy some time with family and friends. It's always nice to take a little time off to reflect on the past year and prepare for the next. The years sure seem to slip by faster and faster as we get older, or is it just me? I guess that's why we need to count our blessings more and more as we grow older.

I thought for our first article of 2015 we would discuss a few things that I think everyone should do to start out the New Year. I'm sure there's more our readers could come up with, but these are some of the things we focus on each year.

GOALS: Review your overall situation to make sure that your goals and objectives have not changed. What if you don't have goals? Very simple: set some! Most successful folks will tell you that they have specific written goals. Yes, this might take a little time and thought, but it's well worth it. You always need to know your destination in order to plot a course to get there.

All content is intended for informational purposes only. Any guarantees are for insured products only and are dependent on the claims paying abilities of the insurer. All investments carry some risk and you should be advised by your personal financial advidor before implementing any strategies discussed, as they are not suitable for everyone. James D. Stillman is an Investment Advisor Representative of JDS Wealth Management Corporation and Global Financial Private Capital.

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This Month

A Few Suggestions to Start Out the New Year

Investors Deserve Equal Pay

This Year Proved to be a Difficult One