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January 2013
Greetings!

Hi folks, and Happy New Year!!

 

Hopefully everyone had a wonderful holiday season and enjoyed family and friends.  Now that our "Fiscal Cliff" problems are solved and "The Affordable Care Act" (Obama Care) is being implemented, this financial planning stuff should be a piece of cake, and everyone's minds should be at ease (just kidding of course). Geez!! Can't we just get along and fix the problems we face (spending & debt)?

 

Anyway, I came across an interesting article written in 2011 that I thought you might enjoy. It's called "can a monkey pick a hedge fund"?   Investing today has become more and more difficult for the average investor. It's simply not a level playing field compared to "institutional investors". That's why we only use "Institutional Wealth Managers" and guaranteed "Legal Reserve Insurance Companies" for our clients. As most of you already know, our goal is to always have safe, predictable returns in any economy.

 

We've worked extremely hard this past year (especially the past few months) researching and aligning ourselves with the best "institutional wealth managers" that have a 10 year track record of never losing money in a given year and attaining a 6% - 14% rate of return. We've also developed a strategy we call ISIS (Inflation Shielded Income System) that's an upgrade from SIPS (Structured Income Portfolio System). These are laddered systems that will work in virtually any economy. You should check it out!

 

Enjoy this month's articles. As always, we're just a phone call or email away from free advice or access to any of our free reports. Remember, "Don't let your intelligence get in the way of your common sense"! In other words, don't outsmart yourself!

 

Sincerely,

 

Jim's signature 

James D. Stillman

 

  JDS Wealth Management logo
Finding the Right Financial Coach:
Is Yours Right for You?
Lake Norman Magazine, January 2013

Hi folks, and Happy New Year! We hope everyone had a wonderful holiday season. To start out the New Year, I'll attempt to answer one question that I get asked quite often: "How do I know which advisor is right for me"? Although there's no simple answer, one thing I always tell folks is to trust your feelings. Aside from all the fancy financial talk, you need to feel that you can trust your advisor.

So how do you know that you can trust them and that they're qualified to give you investment or retirement planning advice?

 

  Read more... 

Global Private Financial Capital logo

Don't Think Like an Investor - Think Like a Lender
*Investors give money to companies in return for the promise or expectation that they'll receive more money back at a later date. Investors tend to closely monitor the daily changes in the investment's price and conditions which may affect its future price.

*Lenders give money to borrowers in return for an agreed income level and their assessment of the chances of default. They also monitor the ongoing changes in the chance of default.

*DIAS Income Portfolios are managed more like loans than investments as most holdings pay income into the portfolios as they go.

*Conservatively-minded Investors might be more comfortable thinking like a Lender and not like an Investor. This should allow a longer-term view of investing where periodic volatility is much less of a worry.

   Read More...  


Can a Monkey Pick a Hedge Fund?
Hedge funds are scary. They are complicated, confusing and risky. If you're a rich investor - the member of a wealthy family, say, or someone running a big endowment - you need someone to help you pick the right ones and avoid the disasters.

 

To help you out, we've assembled two teams.

 

On the one side we have assembled a highly professional group of investment advisers running a "fund" of hedge funds.

 

The team will greet you in their beautiful offices on the waterfront in Greenwich, Conn., or maybe Palm Beach. A beautiful secretary will serve you a beautiful cappuccino with just the right amount of cinnamon and nutmeg on top.


 Read more...   

This Month
Finding the Right Financial Coach: Is Yours Right for You?
Don't Think Like an Investor - Think Like a Lender
Can a Monkey Pick a Hedge Fund?
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