The weather is getting chilly and the holidays are upon us. We would like to thank all of our wonderful clients that made time to come out to the holiday dinner last night. It was good food and great company all around. It is always enjoyable to get together outside of the regular office visits and we're glad that you could come and spend some quality time with us.

For those that weren't able to make it to the dinner, we had a few exciting new things that we shared. Firstly, we premiered our promotional video that we have been working on for the past few months. It will be up on the website soon, so check it out! The other new thing we discussed was our plan to begin doing some more client appreciation and referral events. In the upcoming year, we are going to be inviting our clients to bring a friend along to a variety of events that are targeted towards their own interests, for a chance to meet some new people in a fun and friendly environment. They always say word-of-mouth is the best advertisement!

As always, James is working very hard to stay up-to-date and educated about how to best serve you through the upcoming year. Right now is an especially important time to re-evaluate where you stand financially. You'll want to make sure everything is in place in order to protect your assets from the economic changes that are headed our way. If you would like James to take a look at your current plan and double-check it for you, just give us a call!

Happy Holidays to all!!!


-Kelly Stillman-Sabin



P.S. - A special message from Tyler

Big thanks to all our clients that made it out to Epic Chophouse last night for the appreciation dinner.  I hadn't seen a lot of you for a good while, so I'm glad I was able to be there and talk to many of you again.  For those I didn't have a chance to speak to personally, it was nonetheless great to see you all again last night.  I'm happy to see everyone doing well!

To both those that were with us last night, and those who weren't: Happy Holidays!

It's hard to believe that it's been one year since we started writing articles in Lake Norman Magazine. They say "time flies when you're having fun"! The financial planning & retirement planning world continues to challenge both advisors and consumers alike. Fortunately, we believe that for every door that closes, another opens up. At JDS Wealth Management, we're blessed to partner with and be supported by some of the brightest financial minds in the business. I always say, "All of us are smarter than any one of us"!

Here is a review of all the topics I have covered this past year. If you would like copies of past articles, just let us know and we'll be glad to get them to you. I'm grateful and humbled by all of the positive response we have received this past year from the Lake Norman community. I'm honored that I'm now able to serve some of the fine folks in our community that have responded to our educational articles. Again, THANK YOU!

*If the U.S. falls off the Fiscal Cliff in January, taxes on dividends and long-term capital gains will rise.

*This may result in an increase in companies paying out cash special dividends before the end of 2012.

*Allocating a portion of capital to those companies with a heightened probability of paying a special dividend could boost portfolio income and total returns.

*DIAS portfolios have already benefitted from this investment theme.

*Sudden stock market declines and corrections occur regularly, even in bull markets.

*They can create fear and cause some investors to "exit the market."

*Historically, investors receive a greater reward for buying low (at stages of extreme fear or towards the end of a correction) than selling when prices have already dropped.

*Global has a strategy for managing this type of volatility which has worked well recently.