Effective August 1, 2013, Arbella has adopted the voluntary loss costs filed by the National Council on Compensation Insurance for new and renewal business. We will continue to offer a 10% deviation for business written in Arbella Indemnity. The state insurance department approved an overall average loss cost level increase of 7.4% for NCCI in the voluntary market. The following is a list of average rate changes by industry. Rates for specific classes may increase or decrease much more than the average: MANUFACTURING - Overall +7.6% OFFICE & CLERICAL - Overall +5.9% GOODS & SERVICES - Overall +8.4% CONTRACTING - Overall +6.8% MISCELLANEOUS - Overall +7.0% Arbella continues to be a competitive market for workers compensation written in support of accounts, including Package, Auto and Umbrella coverage. If you have any questions or comments, please contact your Commercial Lines underwriter or Arbella territory manager. Thank you for your continued business and support. | 
