SELLING TIP #3
To Conquer Post Open Enrollment:
Rely on Short-Term Medical & Limited Medical Plans
Clients that missed the March 31st deadline still have coverage options to bridge the gap until the next Open Enrollment Period
Below, we've outlined a few ways you can hit the ball out of the park with STM and LM Plans.
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Short-Term Medical:
Short-term plans can be a great fit for clients in times of transition or who missed Open Enrollment. Health Insurance Innovations
 Wondering how to sell STM? This calculator, made available through Health Insurance Innovations, can help your clients decide if STM is a good option for them. HII has also created a video that covers its vast selection of plans, the importance of STM and how it can help your clients. HII Short-Term Medical Product Brochures:  Aim high and score big with the HII spring bonus!
United Health One 
UHOne offers three short-term medical plans that can provide protection now. The videos below can help your client identify which plan is the right fit.
Products: - Short-Term Medical Plus- Helps to protect your family from costly medical bills with coverage available up to 11 months
- Short-Term Medical Copay- Offers a low copay for office visits with a vast network to chose from
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Short-Term Medical Value- A great option for clients on a budget View video
Training: Unsure how to present STM options to your clients? UHOne has created an informational video just for agents. Hit a home run with the UHOne Bulls-Eye Bonus!
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Limited Medical:
These policies are for customers that may be in between plans, those who are looking for the best deal and customers exploring their major medical options for unforeseen illnesses and injuries.
Assurant Limited Med 
Assurant Health Access Limited Medical Plans are organized by state:
- AL, AK, FL, IL, IA, MI, MS, MO, NE, NC, PA, SC, TN, WI, WY
- AZ, LA, OK, TX, VA
- DE, GA
- IA, KY, MA, MN, NV, OR, WV
Are you an agent selling LM plans? Assurant Health has created training materials just for you.
Team Corp 
Specializing in LM plans, Team Corp has several brochures available for you and your clients. You can also view the carrier page for more info.
Complete Advantage Series
Total Advantage Series
Smart Choice
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YES, Open Enrollment ends March 31st.
NO, this is not the end of the world!
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There are plenty of opportunities to sell.
Make sure you know your options... and start hitting home runs!
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But Wait... There's More! Be on the lookout for more in-depth selling tips and avenues to pursue when Open Enrollment ends. - Medicare Made Simple: What to sell at the right time
- Creating Special Enrollments & Capturing Small Group Opportunities: Gain access to a report showing how employers can save thousands by dumping their current coverage in favor of individual plans
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Need a Refresher on the first two Selling Tips?
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Be sure to check your email for Selling Tip #4 in the "What to Sell after 4/1/14 Series."
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Hit the Ball
