This is money taken out of your pay before you incur any federal taxes or social security taxes, and is not reported to the IRS.  Essentially, this increases your spendable income and decreases your taxable income.

If you have elected to use flex spending or health care savings dollars already, many of you have until the end of the year to utilize this amount.  Nutrition services by a registered dietitian are covered under most policies.

Some accounts have to have a referral from their physician for medical necessity, this could include weight management, lowering cholesterol, disordered eating, etc. Check with your management company to see if there are any special requirements. These accounts allow you to pay for eligible medical expenses with pre-tax dollars.  Flex spending or health care savings dollars saves you money by reducing your income taxes and using pre-taxed money for health care expenses.