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2014 Health Benefits Overview
From Becky Meyer, Conroller
This memo contains important information about our 2014 Health Benefits and Open Enrollment. Please share this information with your employees. .
Our online Open Enrollment for 2014 will run through November 21, 2013.
Medical Plans
We are offering the following medical plans to our employees through the Medical Trust.
|
Medical Plan / Monthly Rates
|
Single
|
Employee + one
|
Family
| |
Empire BCBS High Deductible Health Plan
|
$469
|
$845
|
$1,314
| |
Empire PPO 75/50
|
$635
|
$1,142
|
$1,777
| |
Empire PPO 80/60
|
$720
|
$1,297
|
$2,017
|
Dental Plans
We are offering the following Cigna dental plans through the Medical Trust.
|
Dental Plan / Monthly Rates
|
Single
|
Employee + one
|
Family
| |
Preventive Dental
|
$21
|
$38
|
$59
| |
Basic Dental 50/150
|
$50
|
$90
|
$140
| |
Dental & Orthodontia 25/75
|
$67
|
$121
|
$188
|
What You Need to Know About Open Enrollment
During the Medical Trust's Open Enrollment period:
- Current plan members may change their plan selections for the following year
- Eligible non-participating employees have the option to join a plan
- Eligible non-participating dependents may be added to a member's plan without the need of a qualifying event
Currently Enrolled Employees
Please inform your currently enrolled employees (plan members) that they will receive a letter from the Medical Trust approximately one week before their Open Enrollment period. This letter will provide them with information on when and how to access the Open Enrollment website, a benefits review, and links to important plan resources. In your communications, encourage your employees to begin reviewing their optionsand research plans early.
Non-participating Employees
Existing employees who qualify for health coverage but are not participating in one of our plans are eligible to enroll themselves and/or their dependents during Open Enrollment for the 2014 plan year. Please send a communication to these employees informing them of this option as well as the plans and rates available to them. Attached is the enrollment form for new members. Please complete form and return them to Becky Meyer before November 21, 2013.
Plan Comparisons of the three plans, Prescription Drug Benefits from Express Scripts, Vision Benefits and Dental Benefits schedules are attached to assist you in choosing the 2014 coverages.
No Changes to Current Plan Selections
Please note that we have not made any changes to our current plan options for the coming year.
Even if you do not want to make changes to your health plan it is important for you to log on to the Open Enrollment website to check that your personal information is correct for yourself and your dependents. You can submit any corrections by notifying administrator or Becky Meyer.
Employee Assistance Program (EAP) with Cigna Behavioral Health
In addition to the health plans, we offer a stand-alone EAP plan that parishes may elect to offer to their employees who opt out of medical benefits coverage. (The EAP is already included as part of every medical plan offering.) This will be billed in the same manner as the medical benefits. Your parish may elect to offer the EAP to all eligible employees who have opted out of medical coverage or to no one.
If you have any questions, please don't hesitate to contact me.
Faithfully,
Becky Meyer
Controller
(502)584-7148
Email: beckym@episcopalky.org | 
