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News and analysis from Keystone Insurance Group, Inc. 

May 2013
 
Did you know...
Homeowners insurance does NOT cover damages from flood, rising water or storm surge? A separate Flood Insurance policy is needed to protect your home.

Have you thought about it?

If your home flooded, would you know who to call or how to clean up? Could you afford to repair your home and replace your belongings?

 

Don't take the chance. Hurricane season is around the corner.

Just because your neighborhood hasn't flooded yet doesn't mean it won't this year. Homes in "low risk" areas account for 25% of all flood claims. In a "high risk" area, your chances of flooding over a 30 year mortgage are 1 in 4.

 

Even a small flood could cost you thousands!

As little as two inches of water can cause devastating damage to your flooring, drywall, foundation and belongings. Can you afford to repair it yourself?

 

GET MONEY BACK!!

Many home insurers will offer a premium discount to responsible homeowners who purchase separate flood insurance policies. Even if you have a flood policy with a different agency we can help you get your discount.
 

Flood Insurance protection costs Less than you think!
 

Building Coverage

Contents Coverage

Annual Premium

$100,000

$40,000

$310

$125,000

$50,000

$332

$150,000

$60,000

$354

$200,000

$80,000

$388

$250,000

$100,000

$412

 

Call or email Keystone Insurance Group today. We'll help you protect your home and get any discounts available. 561-852-1445, 954-389-0096 or info@keystone-ins.com

 
  

Protect your home and its contents now. Most policies require a 30 day waiting period before taking effect. The time to act is now.

 

Flooding is America's most common natural disaster yet many homeowners are unprotected. This unfortunate lesson has been learned by many victims of hurricane Sandy.

 

Even a small flood could cost you thousands of dollars. As little as 2 inches of water could require a total replacement of flooring, drywall and cause serious damage to your belongings. Read more on how a storm could affect you: http://www.palmbeachpost.com/news/weather/more-than-5000-palm-beach-county-residents-without/nRLsB/

 

Learn more about flood insurance at http://www.floodsmart.gov/floodsmart/.
 
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