Flexible Terms

- Fast turnaround times

- Loans from $50,000 to $750k

- Purch., Refi, Cash Out

- Rates starting at 9.99%

- 6 mos. to 5 year loan terms

- California properties

Sandy MacDougall
President and Founder

Address: Hughes Ave, Bakersfield, CA    

Property Type: 9 Unit Multi-Family

Loan Type: Business Purpose Fix and Rent

Lien Position: 1st TD 

Purchase Price: $250,000

Loan Amt: $162,500

Loan Term: 40 year amort/due in 36 months 

Loan to Cost: 65%

Rate: 12% 

Points: 5 + $1,795 Underwriting & $395 Inspection

Find out more about this transaction:  Just Click Here    

This Multi-Family Loan Program provides 1 year to 5 year loans to Real Estate Investors 

• 1st TD LTV <=65%, 2nd TD CLTV <=55%
• Competitive rates starting at 9.99%
• Non-Owner Occupied
• Loan amounts from $50k to $750k
• Purchase, cash-out or refinance
• 1 year to 5 year balloon loans amortized over 30 or 40 years
• Appraisals not always required 
• Lender Fees are approx.  $1,995 with 3-5 Points
• FICO/BK/NOD issues OK

 See the loan program specifics here  

Testimonial of Services  

 I worked with Sandy MacDougall at Mortgage Vintage, Inc. on a private money loan transaction and they performed superbly.  Sandy and his team delivered on their commitments and handled a Foreign National transaction quickly and efficiently. They kept me informed and, even with some Seller delays and issues, performed as I requested.  I would recommend Sandy for any private money loan transaction you might have.

Jim O.
Mortgage Consultant