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In this issue    
The Prevalence of Background Checks on Students
The Need of Running International Background Checks
Nooks and Corners of Getting Low Down Payment Mortgages

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The Truth about Background

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What you need to know when answering background check questions.

 

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August 2014

Message from Our President, Sandra James   

 

 

As August marks the end of summer, we officially begin the transition from beautiful 90 degree and sunny days to crisp weather and stunning fall colors. For some of you, the end of summer means a big change in routine. Maybe you have a different shift during the fall or you have to start picking up your kids from school on your way home from work. For me, the change brings memories of the start of Private Eyes, next month will mark our 15 year Anniversary! In the midst of all the chaos that back to school brings, don't forget to cherish your last days of summer.

Speaking about school, have you ever worried about your child's safety amidst the hundreds of strangers on an elementary, high school, or college campus? Check out the article below on background checks for kids applying to college and soothe your anxieties! While you're at it, check out our blog posts on international background checks and how to obtain low down payments on mortgages, and enjoy the rest of your summer!

 

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The Prevalence of
Background Checks on students
students_portrait.jpg

 

Of late, there's been a growing trend among schools, colleges and educational institutions to run background checks on their students. Surveys have revealed that almost 1 in 2 colleges prefer to run criminal background checks on students. But unfortunately, among those colleges where running background checks is preferred; almost 1 in 2 colleges do not follow the right screening policies and protocols. While there's still time when running comprehensive background checks will become a norm in all schools and colleges, the good thing is that an increasing number of colleges now realize the importance of conducting such checks and are taking initiatives to get standard screening policies in place.

 

 

 Read More 

 

The Need of Running

International Background Checks

 

International background checks primarily consist running checks on:-

  • International applicants based outside the U.S.
  • Domestic applicants with a long history abroad

America is not called the Land of Opportunity for nothing. When we look at the global stats for immigration, U.S. ranks highest, boasting of 45.8 million immigrants per year. U.S. has witnessed an unprecedented increase in immigration volume over the past few decades. In the 70s, immigrants made just 5% of the U.S. population. At present, immigrants make about 14.3% of the current U.S. population (as per the latest UN survey). The reason for this phenomenal rise in immigration volume is quite obvious. The U.S. labor force population is aging rapidly, demanding filling up of new jobs by immigrants.

And here's what naturally follows - The same surveys have also revealed that almost 25% of the international applicants use false educational and employment credentials. That's where the need of conducting international background screening arises. Basically, the answer to why an employer needs to run international background checks can be summed in two points:

 

Read More 

 

Nooks and Corners of Getting
Low Down Payment Mortgages
sold-home-sign.jpg

Home ownership continues to be at the top of an average American's wish list. However, for most of the American families, owning a home is more of a dream than reality, the biggest barrier being the need to pay a hefty down payment at the time of purchase. The good news is that with the advent of low down payment mortgages in housing market, now one can think of getting a decent mortgage setting aside a down payment of as low as 3.5%

.

Such mortgages work great for first-time homebuyers, especially, when seen in contrast with traditional mortgage wherein the lender expects the homeowner to put as much as 20% down payment. Not to mention the loads of paperwork, an average homebuyer needs to present while applying for a traditional mortgage.


 Read More 

 

Sincerely,
 
Sandra James
President, CEO
Private Eyes, Inc.
877-292-3331