Private Eyes, Inc.



In this issue    
New Compliance Obligations for 2014: Fewer new Laws, But Important Changes For Employers
New Legislation Introduced To Prohibit Employers From Requiring Credit Report Disclosure
Health Care Reform Provisions For 2014 And Beyond

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If you are feeling the spirit of giving back but don't know where to begin? Try your local food banks or Goodwill, those are great places to start.  


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January 2014

Message from Our President, Sandra James   


Sandra by the door
Happy New Year everyone!
Has everyone recovered from family visits and too much good food? Another year has come and gone and I still find myself asking where the time went. The New Year brings fresh ideas and with that, goals to be bigger and better. I hope each and every one of you is obtaining your dreams, and this year serves up success far greater than anticipated.
As we look to see what 2014 holds I would like to share some trends you might find affecting you this year. The more information the better prepared you are. 
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New Compliance Obligations for 2014: Fewer new Laws, But Important Changes For Employers 
As always, the new year brings a host of new laws that are the product of our state and federal legislatures. Although many important changes were made to state and federal  laws, 2013 saw a reduction of more than 30% in the number of labor and employment bills enacted as compared to 2012.
While the total number is lower this year, these new compliance obligations are just as important for employers. This summary, provided by Littler, acts as an overview and a contains a chart of new laws that become effective in 2014. As expected, California was again the busiest legislature, but no states were left out of the push to continue to regulate employers.

For the complete article and 50 state chart 
click here
New Legislation Introduced To Prohibit Employers From Requiring Credit Report Disclosure
United States Senator Elizabeth Warren introduced the Equal Employment for All Act recently. The legislation, if passed, would prohibit employers from requiring potential employees to disclose their credit history as part of the job application process. It was previously thought that credit history may provide insight into an individuals character, but research has shown that an individuals credit rating has little to no correlation with his or her ability to be successful in the workplace.

"A bad credit rating is far more often the result of unexpected medical cost, unemployment, economic downturns, or other bad breaks than it is a reflection on an individual's character or abilities." Senator Warren said. Families have not fully recovered from the 2008 financial crisis, and too many Americans  are still searching for jobs. This is about basic fairness -- let people compete on the merits, not on whether they already have enough money to pay all their bills.

A Study from the Federal Trade Commission in 2013 suggested that errors in credit reports are common and, in many cases, have been difficult to correct. "It makes no sense to make it harder for people to get jobs because of a system of credit reporting that has no correlation with job performance and that can be riddled with inaccuracies," Warren said.

For the full article  click here.

Health Care Reform Provisions For 2014 And Beyond
health delay
Towards the close of 2013, the Obama Administration delayed implementation of the employer mandate, a major provision of the 2010 health care reform law (Affordable Care Act). The delay of the employer mandate, however, did not impact other provisions of  the Affordable Care Act (ACA), many of which are going forward as scheduled.
Additionally the reprieve may be short lived because, unless additional guidance is issued, January 2014 will start the clock on determining an employer's size for purposes of the employer mandate, and for determining which employees will be considered full-and part-time for purposes of offering health care coverage.

For more information and planning guides  click here 

Looking out for your best interest,

Sandra James
President, CEO
Private Eyes, Inc.