September 2015 
cdp


A Note from Jay
An Integral Part of Our Community

Another summer has come and gone and many of the businesses we work with tell us it has been one of the strongest in years. Unlike much of the Lower Cape, autumn marks the beginning of the busy season for the staff at the CDP. The "off-season" is a time when many of our clients are able to take a much needed deep breath and start to focus on growing an existing business or starting a new one. The CDP is a vital resource ready to support new ventures and business expansion with training, technical assistance and access to capital. We have a number of workshop planned for the fall and winter and you can read more about them below and on our website.

Autumn also marks the time when many restaurants begin to shut down for the winter. Devon's Restaurant at 401 ½ Commercial Street in Provincetown will turn their October 18th closing night for the season into a fundraiser for the CDP! Devon is generously donating the evening's entire gross receipts to the CDP and his wait staff will be donating their tips! So join us for a delicious and fun evening. Reservations are available beginning at 5:30pm by calling 508-487-4773.

And don't forget, on December 5th from 9AM to Noon, the Orleans Winter Farmers' Market opens for the season at the Nauset Regional Middle School. Your favorite vendors from last season will return, along with a few new vendors. Check out our website or follow the market on Facebook for more information.

As always thank YOU for your interest and support.  

P.S. I'd be remiss not to thank and acknowledge all the folks who made our Summer Evening on the Farm such a success last month, one more time. The funds raised through the event support our work with local growers, food producers and shellfishermen. View pictures.

Safe, Stable & Affordable Housing
Thinking About Buying Your First Home...  
 
If you or someone you know is thinking of buying a first home (or even if you've started the process), our First Time Home Buyer Education is for you! During this 3-part workshop, participants learn about:  
  • Credit Health
  • Budgeting  
  • Looking for, selecting & purchasing a home
  • Home Inspection 
  • Home Energy Audits
  • Insurance Protection
  • Local Resources
Those who successfully complete the class are awarded a certificate of completion that may make them eligible for certain discount mortgage products.

One recent workshop participant commented, "This class was very informative even though we were already in the process of buying a house. I would HIGHLY recommend this class to anyone looking to buy a house. I feel like it could have really helped us if we took it prior to making an offer and signing the P & S agreement, but there was still a lot of informative information regardless."

The workshop begins on Wednesday, October 14th and continues on Monday, October 19th and Wednesday, October 21st.  All classes are from 6:00 to 9:00 PM at the CDP Conference Room, 3 Main Street Mercantile, Unit 8 in Eastham.

Sign Me Up!   Contact Andrea at 508-240-7873 x10 or by email for more information. 

To Note:  The Town of Provincetown's Community Housing Council recently voted to provide scholarships for Provincetown residents to participate in this workshop. The scholarship is on a reimbursement basis once the class is completed. If you're interested in this scholarship opportunity, please contact Michelle Jarusiewicz at (508) 487-7087.

Strong Local Businesses
Accessing Capital and Building Capacity
Micro Loan Recipient,
Rosie Hatch of Rosie's Landscapes
 
An article recently published by the Federal Reserve Bank of Boston, Bridging Disparities in Small Business Access to Capital, mirrors our lending philosophy so well we wanted to share it. To us, working with a business on financing is so much more than the loan. The comprehensive support services we offer with the loan--one-on-one technical assistance, networking opportunities and business education--help to build capacity and ensure a business is set-up for success. The "Four Critical Elements" outlined on page 2--Process, Products, Passion and Partners--are of particular importance to us. Our process is the cornerstone of our program. The types of loans (products) we offer are a direct response to gaps in the local market. Working with business owners who are passionate about what they do is not only energizing, but adds an element of personal investment that is critical to the process. And our partners, local banks and more established small business owners, are essential to the program's success.

Find out more about our Loan Programs.

To Note: MA Growth Capital Corporation, highlighted in the piece, is one of the funders of the CDP's Business & Credit Programs. 

A Sustainable Future     
Celebrating Aquaculture
Shellfish beds
Did you know it's the 35th Anniversary of the National Aquaculture Act? Likely many of us were not aware there was such an Act. However, 35 years ago, through this Act, Congress deemed it "in the national interest, and...the national policy, to encourage the development of aquaculture in the United States." And it worked, as you can read in much greater and fascinating detail on the National Oceanic and Atmospheric Administration's (NOAA) webpage. Productions rates have grown by leaps and bounds, technologies have improved, scientific research has expanded opportunities...Now let's bring it to the local level. With recent challenges within the traditional fishing industry, more stringent regulations and less fish to catch, aquaculture (particularly shellfish aquaculture) has been a sustainable business alternative or addition. And aside from the economic benefits, with a demand that remains consistently high, there are environmental benefits. Shellfish improve water quality, shellfish reefs can protect against storm surge and provide habitat for other fish. Through our Business & Credit Program, we're pleased to have the opportunity to support a number of shellfishing businesses within what continues to be a growing sector of our local economy.

upcomingongoingUpcoming and Ongoing

Cape and Islands Green Level 1 workshop
                                                 
Join the 100 other Cape Cod businesses who have gone Cape & Islands Green by attending this workshop. Learn how to reduce your energy costs, conserve your resources and improve your business's bottom line. Participants will receive an overview of the process, as well as the benefits to becoming Cape & Islands Green verified. I want to learn more.

When: Thursday, October 15th from 6:00 to 8:00 PM 
Where: CDP Conference Room , 3 Main Street Mercantile, Unit 8 in Eastham 
Sign Me Up: capecdp.org 
More Information: Contact Pam at 508-240-7873 x18 or by email 

SmartStartSmart Start Workshop
                                                 
Set up your start-up for success! Smart Start is a three-part interactive workshop for individuals in the early stages of developing a business. Topics include: creating a clear vision; assessing your strengths; analyzing your market; and getting started. 

When: The workshop consists of three classes on the following dates: Thursdays--October
Cape Cod Coperative Bank
Sponsored By
29th, November 5th & November 12th from 6-9:00 PM
Where: CDP Conference Room, 3 Main Street Mercantile, Unit 8 in Eastham
Sign Me Up: capecdp.org
Find Out More: Contact Sheila at 508-240-7873 x22 or by email. 

SCORE Individual Business Counseling
                                                 SCORE 
Could your business use some extra guidance? Want to bounce business ideas off of someone? The CDP has arranged with Cape Cod SCORE to offer Individual Business Counseling with SCORE counselors right here in Eastham. Sign up today! 

When: Thursday, November 12th and Wednesday, December 16th from 9:00 AM - 1:00 PM (1 hour sessions).  
Where: CDP Conference Room  3 Main Street Mercantile, Unit 8 in Eastham
Sign Up: capecdp.org
More Information: Contact Pam at 508-240-7873 x18 or by email

Winter Farmers' Market Applications Available
                                                 
Calling all farmers and food producers! Looking to extend your sales through the winter season? Apply to become a vendor at the 2015 - 2016 Orleans Winter Farmers' Market.

* 10 markets on 1st and 3rd Saturdays from Dec - April

* Vendors selling products that are grown, made, caught or produced by them within Barnstable County are urged to apply

* Applications are currently being accepted on a rolling basis  

* For details and an application, visit our website or contact Andrea at (508) 240-7873 x10 or by email at andrea@capecdp.org.

 

Winter Farmers' Market Training on Thursday, November 19th.  Find out more. 

Job Opportunity
                                                   
Director of Economic Development
The Director of Economic Development is responsible for leading the Economic Development Department in planning, executing and evaluating the organization's strategic business and credit programs that have measurable impact in the community. Additional responsibilities include participating in program resource development, grant writing, marketing, community outreach, and stakeholder relations. Find Out More.

Affordable Housing Opportunities
                                                  Thankful Chases Pathway  
Affordable Rentals 
We manage 70 rental homes throughout the Lower Cape. Availability changes on a regular basis. Please contact our Director of Property Management at 508.240.7873 ×17 or email alice@capecdp.org. If you have questions and for more information. You can also find out more on our website.   
 
Housing Rehabilitation Program
Attention homeowners and landlords! Receive up to $35,000 for critical repairs to your home. Repairs include, but are not limited to roofing, heat, windows, siding, septic, lead paint abatement and energy efficiency upgrades. Get expert assistance on planning the work, choosing a quality contractor, and oversight of the work. Funding is limited and available on a first come first serve basis.

Opportunities in Harwich Center, Dennisport, Wellfleet, Truro and Provincetown.  
 
You can find out more at our website or by contacting our Housing Rehab Program Manager, Jean Stanley at (508) 240-7873 x14 or by email.   
 
Affordable Housing Rental Lottery in Provincetown
We are currently accepting applications for an affordable rental housing lottery in Provincetown. The lottery is for three one-bedroom condos at the Grace Gouveia Building at 26 Alden Street in Provincetown. The application deadline is Wednesday, October 14th 2015 at 3:00 PM. Information sessions at Provincetown Public Library on Wednesday, September 23rd 5:00-6:00 PM.

Find Out More
Download an Application

Radio Show
Tune In to This Place Matters
WOMR
      92.1 WOMR & 91.3 WFMR   
 Wednesdays 12:30pm  
Also on Lower Cape TV 
    

Join host Susan Lindquist & her guests for a lunchtime
talk about life on Lower Cape Cod.


September 30th: Naomi Turner, founder of Studio 878 introduces Imagine, A Concert of Caring and Community.

October 7th: Holly Funston of Fun Family Auctions and the CDP's Director of Business & Credit Programs, Sheila Hoogeboom talk about the upcoming Smart Start Workshop series.

October 14th: Gwynne Guzzeau, Executive Director of the Gestalt International Study Center discusses the organizations upcoming and ongoing programs and services. 
  
 Click Here to Listen to or Watch Past Shows  


If you have an idea for a guest or topic - Contact us 

E-newsletter Photo Credits to Abigail Chapman
This institution is an equal opportunity provider and employer.