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Life Updates
American General - Hot New Term Rates:
Now, there are great new premiums on AG Select-a-Term
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American General - New, Improved Survivor GUL:
They're excited to announce the elimination of premium caps in order to provide more flexibility with case design for your clients.
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Hartford - Timeline for Upcoming Changes to The Hartford's Life Insurance Product Portfolio:
On January 2, 2013, The Prudential Insurance Company of America completed the purchase of the life insurance business of The Hartford. In order to provide a more streamlined product portfolio which reflects the financial ratings of Prudential Financial companies, they are pleased to move to the next phase of business integration towards a 'best in breed' portfolio.
Read more...
Hartford - Interest Crediting Rate Update:
Effective October 1, 2013 the credited interest rates on Hartford Founders Plus UL and Joint founders Plus UL, Bicentennial UL Founders II and Frontier Indexed UL
North American - New Guarantee Builder IUL is Here:
Now with a new, lower premium to guarantee the death benefit to age 120, plus greater protection and higher performance Read more... Prudential - Indexed UL Product Changes: Effective October 7, 2013--PruLife Index Advantage UL and PruLife Custom Premier II will be repriced to offer death benefit protection with an emphasis on cash accumulation - specifically maximum income solves. Read more... |
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Annuity Updates
Aggressive Interest Rates on 3 to 10 Year Products! - Issue ages 0-90 - Top Rated Carriers - Competitive Commission Payouts |
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Long Term Care (LTC) Updates
Lincoln Financial Group - MoneyGuard Reserve Plus Suspension of POS Scheduling Process:
Effective August 31, 2013, The Lincoln National Life Insurance Company will be discontinuing the Point of Sale (POS) Personal History Interview (PHI) scheduling option for the MoneyGuardŽ new business process.
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Lincoln Financial Group - MoneyGuard Reserve Plus Updated ROP:
LFG adjusted the return of premium (ROP) feature to include a 5-year vesting schedule that still includes 100% ROP in months 0-6 and after 5 years.
Read more...
Pacific Life - Defend Your Clients' Retirement Dreams Against LTC Costs:
With Pacific PremierCare Advantage.
We have a long standing strategic alliance with Newman Long Term Care dating back to 1990. Newman Long Term Care is one of the largest LTC organizations in the Midwest and is amongst the most knowledgeable in the industry. Our partnership allows us to offer you the best LTC platform designed around you. Team up with 2 of the industry's most respected marketing organizations. Email Erik if you would like to get in touch with Newman Long Term Care or desire more information.
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Sales Ideas & Marketing Tools
Aviva - IUL Lookback Calculator:
A tool to help you better understand how Aviva's indexed crediting strategies may have performed in various market situations with assumed index caps and participation rates.
John Hancock - Financing the Future:Supporting college funding through life insurance Read more...
Pacific Life - Education Center:
Take a look at this microsite filled with a variety of calculators Learn more...
Pacific Life - SEEK App for iPads:
Now available in the iTunes App Store! Transamerica - Marketing to Business Owners:
Take a look at this interview guide to help you market to business owners.
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Underwriting & New Business
Portamedic Customers -
Important announcement -- APPS will be purchasing Portamedic.
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AXA Equitable - Cholesterol & Build:
Learn about AXA's guidelines for Cholesterol and Build parameters which expand your applicants' opportunities for qualifying in a higher class. Read more...
Lincoln Financial Group - Flex-Pay MoneyGuard Incentive Program:
Earn an extra 20 points on paid first year target premium AND double PAP credit on all Flex-Pay MoneyGuard cases placed between May 1 - December 31, 2013. Learn more...
MetLife - What to Expect During Underwriting:
This client brochure provides a brief overview of how underwriting works, potential requirements and what happens after a decision is made. Read more...Pacific Life - The Importance of Prompt Policy Delivery:
As you are aware, prompt delivery of a policy to your client is an integral part of the sales process. At the time of policy delivery, you are required to obtain a signed and dated policy delivery receipt to confirm that delivery has taken place. A policy will not take effect until the policy is delivered and the initial premium is paid.
Read more:
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