10th Annual Lender Luncheon Award Winners! 

The 10th Annual Lender Luncheon, announcing top Kentucky Housing Corporation (KHC) producers, was held today, March 4, 2015, at Claudia Sanders in Shelbyville, Kentucky. The following partners received awards:

• Overall Top Producing Lender: American Mortgage Service Company
• Top Producing Lender First Runner-Up: Century Mortgage Company
• Top Producing Lender Second Runner-Up: Stockton Mortgage Corporation
• Overall Top Loan Officer: Darrell Overstreet, Key Mortgage Company Inc.
• Overall Top MCC Lender: Stockton Mortgage Corporation
• Top MCC Lender First Runner-Up: American Mortgage Service Company
• Overall Top Third Party Originator: South Central Bank
• Top Third Party Originator First Runner-Up: Independence Bank of Kentucky
• Top Third Party Originator Second Runner-Up: Citizens National Bank of Somerset
• Top Third Party Originator Third Runner-Up (TIE): Heritage Bank and New Perspective Mortgage LLC

To see a complete list of all KHC's top producers and photographs from the 10th Annual Lender Luncheon, please visit KHC's website, under Lenders, then click on the Top Producer ribbon.

Congratulations to all our award winners! Our partnerships, with hard work and excellence, allow many Kentucky families to become homeowners each year. Thank you for your work to help individuals and families realize the dream of homeownership.

New Special Funding Program!  

KHC has $5 million in special funding for households with lower income! This program gives the borrower more buying power with a below-market interest rate of 2.00 percent, fixed for 30 years. The program is available on a first-come, first-served basis, with reservations available as of Thursday, March 5, 2015.

Who can qualify for this deal?

• Households that do not exceed $35,000 gross annual income, and meet ONE of the following:
• At least one home buyer is 62 years old or older.
• At least one member is disabled and is receiving disability income.
• A single- or two-parent household with at least one dependent child under the age of 18 living in the home.

Special Funding qualifications included:

• Must be a first-time home buyer, unless property in targeted county.
• Existing and new construction (purchase price limit of $115,000).
• Regular and Affordable Down payment Assistance Program available.
• 640 minimum credit score.
• FHA, VA, and RHS first mortgage options.
• AUS Approval.
• 40/45% maximum ratios.

The MRB Program Guide has been updated to reflect this new Special Funding Program. A downloadable MRB Special Funding Program flier is available on KHC's website.  

Make someone happy today by telling them, even with lower income, their dream of homeownership can be a reality.

Registration Option