The uneven economic recovery may be sputtering along in fits and starts, but it appears loan volume has improved at commercial banks. According to Federal Reserve Economic Data, the volume of all commercial and industrial loans at U.S. banks has grown from $1.2 billion in October 2010 to more than $1.5 billion in April 2013. Read more...

Depository institutions use loan participations as an integral part of their lending operations. Banks may sell participations to enhance their liquidity, interest rate risk management, and capital and earnings. Participation loans are typically traded between banks with established relationships, such as non-competing banks in different market areas. Read more...

A report published by the Consumer Financial Protection Bureau recounted how lenders are complying with the Service Member's Civil Relief Act. The report recounted complaints that military service members and their families have recently filed with the CFPB regarding lenders' and servicers' financial practices. Read more...

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