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Agriculture Lending: is it Deja Vu All Over Again?
Agriculture lending presents sort of a conundrum for commercial lenders today. While there is certainly plenty of opportunity for community banks in the ag lending arena, there are also some significant risks. One of the funniest Yogi-isms from the oft-quoted Yogi Berra may apply to the current state of agriculture lending. Read more...
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Should Banks be Lowering ALLL Reserves?
 With signs in recent months that the economy may be gaining some steam, many banks have begun reducing their Allowance for Loan and Lease Losses (ALLL) reserves to reflect these improving economic conditions. This has been one factor that has helped improve earnings at many banks. Read more...
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AICPA Clarity Project Redrafts AU Sections
In 2004, the Auditing Standards Board (ASB) began an effort to clarify Generally Accepted Auditing Standards. This effort had come to fruition nearly a decade later in the form of the AICPA Clarity Project. As part of this project, the ASB has redrafted almost all of the auditing sections... Read more...
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About Us:
The Whitlock Company is a full-service accounting firm offering a range of audit, tax, technology, risk management and consulting services to the community banking industry. The experiences our professionals have gained from these relationships allow us to offer you best practice ideas on business issues specific to community banks. We appreciate your referrals. If you know of a company, organization or individual who may benefit from our services, please let us know. www.whitlockco.com / 417.881.0145
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