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Bill Abbott
Owner, Abbott Insurance Agency

Please contact me or my staff for any of your insurance needs! And thank you for your business!



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April 2016
What is Uber?
And How Can You Be Safe?

Uber is a ride service that started in a few metropolitan areas as an app to request premium black cars. Now it is a full-fledged ride service offering cashless transactions since you pay through your smart phone app which is hooked up to your credit card. Because you enter the information of where you want to go and because the Uber app knows where you are by the use of gps location services on your phone, with just one tap a car comes directly to you and your driver knows exactly where to go.

When you're matched with a driver, you'll see their name, license plate number, photo, and rating-so you know who's picking you up ahead of time. A recent competitor, Lyft, offers similar services.

To keep safe while using Uber services, be sure to follow some of these tips - they are easy to put into practice. 


Verify that you are with the correct driver by matching up the info you received about the ride


Via the app, you will know when the driver is arriving, so no need to wait outside


As soon as your ride is confirmed, you can share your trip details, including the estimated time of arrival and specific route via text with a family member or friend


The rating system encourages good behavior on both the passenger and the driver, because the driver rates the passenger and the passenger rates the driver

Uber is a great way to get where you are going - when you arrive at your destination, just hop out and they'll automatically charge the credit card on file. And there's no need to tip; tipping here should be reserved for services 'above and beyond'. Uber is 407 cities worldwide and continues to grow.

Bill Abbott, Owner of Abbott Insurance Agency recently commented about Uber stating, "It's a great service! I just used it last Sunday for four people. The driver showed up in 5 minutes and it cost me $17 to get from Weehawken to Lyndhurst. Maybe I should sell my car! LOL"

7 Tips to Protect Your Family
During Thunderstorms

Thunderstorms occur year-round, but are most likely to occur in the spring and summer. A thunderstorm is considered severe if it produces hail at least 1 inch in diameter or has wind gusts of at least 58 miles per hour.Severe thunderstorms accounted for 43% of insured property windstorm losses in the United States - in 2015 values - between 1980 and 2015, according to American Modern Insurance Group. Between the rain, the wind and the lightning strikes, they can cause much damage in a short period of time.
  1. Prepare a basic disaster kit including water, a flashlight and batteries, medications, hygiene items, and first aid equipment
  2. Makes trees and shrubs more storm resistant by trimming limbs so they do not fall and cause injury in a storm
  3. Make a list of items to bring inside or secure during a storm such as bicycles, lawn furniture, garbage cans and trampolines
  4. Keep food very cold by turning your refrigerator to its highest setting; this way it will stay cold much longer during any power outage
  5. Keep your gutters clean so that backups don't occur - they can cause roof damage
  6. Get a generator to power the house in the event of long term power outages
  7. Pick a safe place in your home for household members to gather during a thunderstorm This should be away from windows, skylights and glass doors that could be broken by strong winds or hail

Abbott Insurance Agency

Lyndhurst Office
705 Ridge Road
Lyndhurst, NJ 07071  
(201) 933-3333
Bloomfield Office
235 Bloomfield Avenue
Bloomfield, NJ 07003
(973) 566-6666 
Harrison Office
9 Frank E. Rodgers Blvd S
Harrison, NJ 07029
(973) 350-9999

Abbott Insurance Agency | 705 Ridge Road | Lyndhurst | NJ | 07071