In This Issue

Skip A Payment

Follow-up Links

Our Website
Apply for a Loan
Skip A Payment
Log Into Homebanking

Apply Online &

Get an Instant Loan Approval

At First New England we

provide convenient online services that will help make your financial transactions easier for your busy schedule.

With our new Online Lending Application, you can get INSTANT Approvals for Auto and Personal Loans.

Log into your FNE Homebanking account and click on Apply for a Loan. Its that easy. No homebanking?You can still apply online.

Questions? Contact our Lending Department.

Thank You

FNE Employees!

First New England employees donated 40+ toys and food to our friends at Franklin H. Mayberry Elementary School in East Hartford for the holidays.

The staff at Mayberry School will use the donations for students and their families.

Thank you First New England for your generosity and good cheer.

Greetings!

Happy New Year! The holiday season is wrapping up and we are moving full steam ahead into 2014. We've had some big events of 2013 at First New England. The first being our Anniversary Celebration at Rentschler Field. I trust all those who attended had a great time. We also launched some fantastic products/services like Electronic Check Deposits through Smartphones, Online Loan approvals, Credit Protection Packages, Low Down payment Government Mortgages and sooo much more.

In this first edition of the New Year, our trivia prize will be 4 tickets to see UCONN vs. Temple at the XL Center on Tuesday, January 21st. This prize will be awarded to one member who can answer the following question correctly.

What anniversary (in years) did First New England Celebrate in 2013?

25 years? 10 years? 50 years?

Hint.. take a look in our Newsletter.

Submit your answers to fne_enews@firstnewengland.org by Wednesday, January 8th. All correct entries will be put into a drawing; 1 winner will be chosen and notified via email.

Remember to learn of your many member benefits when you read First New England eNews.

Priscilla Mitchell
eNews Editor

Skip A Payment for Some
EXTRA CASH

Skip-A-Payment is simple and convenient. Just let us know

which qualifying First New England loan payment(s) you would like to skip, then keep the money instead. No hassles, no delays, no need to take out a new loan! You can Skip 2 payments per loan, per year.

Skip-A-Payment applies to all loans except real estate loans, line of credit loans or credit cards. The cost to skip a payment is $15 for Relationship Account Members and $25 for General Members.Your skipped payment will be added to the end of your loan term, and normal interest charges will continue to accumulate.

Simply let us know 15 days before your loan payment is due by completing our skip a payment form or contact our lending department at lending@firstnewengland.org.

Skip a pay feature is available once every six months to members who have established a six-month payment history and are not past due on any loan and are not currently negative on any share with FNEFCU. Interest will continue to accumulate on your loan during the month you skip your payment and your loan maturity will be extended when payment is deferred. All terms and conditions remain the same. The cost to skip a payment is $25 ($15 to Relationship Account members & Employees) and will be collected from a share account, not added to the loan amount. Exclusions to program include: Mortgages, Credit Cards, HELOC, and Line-of-Credit loans.