As news of mortgage mis-selling continues to surface (see the article below), we may be able to help if you feel you have been a victim.  We are always happy to give you a free, no-obligation consultation to discuss any of your investments.

Our mission is to share ideas to increase your income for today and your wealth for tomorrow; connect with us on Facebook, Twitter, LinkedIn or visit our website and we'll keep you updated.
Lesley Reeves
 
Best wishes

Lesley, and all of the SLR Team 
 
lesley@slric.com
T: 07905 771921
 
www.slrinvestmentconsultants.com

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FCA Fines RBS and NatWest £14.5m
    

 

Jun Merrett writes in New Model Adviser that 'The Financial Conduct Authority has fined the Royal Bank of Scotland (RBS) and NatWest £14.5 million for serious failings in their advised mortgage sales business.

 

The FCA said in its final notice against the banks that they failed to ensure that advice given to customers was suitable and two reviews of sales from 2012 found that in over half of the cases the suitability of the advice was not clear from the file or call recording.'  

 

You can read the full article here.

 

* Did you take out a mortgage or re-mortgage after 31st October 2004?

* Does the mortgage term run past your retirement date?
* ls your mortgage interest only?
* Did you self-certify your income?

 

If this applies to you, you could be eligible for compensation so please talk to us.

  

To arrange your free consultation please contact us on enquiries@slric.com.

  

12m Heading for Pension Shortfall

     

  

We were concerned, but unfortunately not surprised to read another article in New Model Adviser in which William Robbins said: 'Research by the Department for Work and Pensions (DWP) has revealed that 11.9 million people are still underserving for retirement, as the pension minister calls on middle income earners to put pay rises in pensions.

 

A DWP report on future pension incomes showed that 11.9 million are still under saving, meaning they are on track to fall short of an adequate income in retirement, despite measures like workplace pension auto-enrolment.

 

However, the DWP said the vast majority of under savers, were at least 80% of the way towards reaching their retirement target. The target used is a 'replacement rate' which is a percentage of the income earned between age 50 and state pension age.'

Click here for the full story.

 

Contact us at enquiries@slric.com to discuss your pension options so we can refer you to our experts.

 

NEW: Best International's ABC Bonds
 

 

 

 

Due to the success of their 3 previous Alpha Business Centre bonds, we are delighted to announce the launch of Best International's 4th project which offers: 

  • 8.25% fixed per annum for 3 years
  • 2.95% bonus if kept for year 4
  • Investment from only £10,000
  • Bricks and mortar asset backing as security
  • SIPP and SSAS approved
You can download the investment details here.

 

Contact us for more details by emailing enquiries@slric.com.  

 
If you have any questions, or would like to know more about any of our products simply call or e-mail me and I would be happy to help.
 
Best wishes,

Lesley

Lesley Reeves
SLR Investment Consultants Limited

"Sharing ideas to increase your income for today and your wealth for tomorrow." 
 
We recommend that you seek independent financial advice before making any investments.
 
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PS:
 

In This Issue
Featured Articles
Mortgage Mis-selling

PLUS

12m Heading for Pension Shortfall
 


About Us
SLR Investment Consultants Limited was founded by Lesley Reeves. SLR help clients to review existing investment and pensions arrangements.   Please note that SLR is not regulated by the FCA and is not authorised to offer advice.
 
SLR Investment Consultants Limited is registered in England & Wales at 9 Birkbeck Gardens, Woodford Green, Essex IG8 0SA. Company Number 07570263.