The Rhode Island Health Benefits Exchange will be a marketplace where people can compare health insurance plans and purchase coverage, including subsidized coverage (either Medicaid or tax credits to help pay for commercial coverage). Small employers also will be able to purchase coverage for their employees through the Exchange. Rhode Islanders will be able to pre-enroll in coverage through the Exchange starting in October 2013, for coverage that will start on January 1, 2014. (Learn more here.)
The Exchange will have an easy-to-use website for consumers to apply for and enroll in coverage and a a Consumer Support System to provide help understanding coverage options, choosing a health plan and troubleshooting any problems with coverage.
The Consumer Support System will have four main features:
(1) Outreach and education so people know about the Exchange and all coverage options,
(2) Navigators who will explain health insurance options and help consumers enroll in coverage
(3) A call center for consumers to have their questions answered by phone, text, email or other social media options
(4) Ways for consumers to file appeals and register complaints.
Want to learn more about the Consumer Support System? Check out our fact sheet about Navigators, the first in a series of fact sheets about the System.