Making Sure your Gift Cards are Secure

18/01/2013

 

 

Leinster based PerfectCard Ltd is Ireland's leading issuer of MasterCard prepaid Gift Cards. Unlike shops which issue own store vouchers PerfectCard is regulated by the Financial Services Authority(FSA) & MasterCard International(MCI). 

 

PerfectCard ensures that all client funds are protected in special safeguarded accounts in 'A' rated banks. In practical terms, this means that gift cards will be honoured regardless of whether the company is in operation or not. Indeed, the banks where the client funds are held have a higher rating than the Irish Government or any Irish bank!

 

As we all know, most retailers cannot offer this level of security, as proven with stores such as HMV,

Habitat & Game where customer gift vouchers have not been honoured.

 

All PerfectCard activity is regulated by the Financial Services Authority in the UK as an issuer of e-money. Specifically, as the Cards carry the MasterCard logo & are accepted at over 36 million outlets worldwide, this means that the PerfectCard is bound by MasterCard International regulations & capital requirement. In addition, PerfectCard is fully compliant with the Electronic Money Regulations ( SI 183 of 2011) & the Payment Services Regulations ( SI 383 of 2009).

 

Additional  Security:

 

  • Compliance with the Criminal Justice ( Money Laundering & Terrorist Financing ) Act
  • An encoded magnetic stripe on the back of the card to validate the details on the card
  • Carrying a prepaid debit card is more secure than carrying cash
  • Cards can be cancelled & reissued if lost or stolen if you have a card number
  • Fully staffed customer services desks during office hours
  • 24/7 Irish based customer support on a lo-call number

In operation since 2006, with hundreds of thousands of prepaid MasterCards in circulation, PerfectCard Ltd employs 30 staff, adding an additional 25 during the busy Christmas period. The company is award winning & has consistently proven itself as Irelands most innovative gift card company.

 

 

Perfectcard Limited, Unit 1 Knightpark, Charlesland, Greystones, Co. Wicklow.

Tel: 01 255 7111  Email: info@perfectcard.ie