BIA Logo Brooker Insurance Agency's
Brooker Bulletin 

Timely Tips and Information to "Insure" A Good Life 
 
Volume 4 
October, 2014

In This Issue
Meet Our Staff
Key Dates re: Health Insurance
Brooker Insurance Agency
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Your Trusted Local
Independent Insurance Agency
Since 1938


10749 Pearl Road 
Strongsville, OH 44136 
440-238-5454 
800-722-0055 

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Happy Fall!  We hope you'll enjoy this edition of the
Brooker Bulletin, which is distributed quarterly and contains useful tips and helpful information for you and your family.
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Meet Our Staff 
Group Benefits  
& Individual Health 
 
In this edition of  The Brooker Bulletin, we're showcasing the members of our Group Benefits & Individual Health Insurance Department.  While small in number, these highly trained and experienced professionals work diligently to help our clients find the best and most affordable health insurance plans and employee benefit offerings.  Recognizing the uncertainty and confusion brought on by the implementation of Health Care Reform, our team serves as a trusted resource for our clients by providing answers to questions about health insurance and employee benefits.  They help their clients successfully navigate health care reform rules and regulations while helping them understand the available options.

Jamie Debenham - Vice President, Employee Benefits
Jamie has been employed in the employee benefits arena for more than 20 years.   Possessing extensive knowledge and a wealth of experience, Jamie is skilled in building innovative and affordable benefit programs for his clients.  Jamie takes pride in providing personal and professional service, and his clients consult with him for expert advice and answers to questions about health care reform and its impact on small to mid-size businesses.

Karen Potoczak - Health Benefits Manager
Karen has served as the Health Benefits Manager at Brooker Insurance for more than 12 years, and has an additional 10 years of experience in Individual Health Insurance prior to joining our agency.  Karen is diligent in staying abreast of the latest changes in the rules and regulations under health care reform.   She employs multiple resources to help her customers obtain the best and most affordable health insurance coverage.   Karen is always available to her customers to answer their health insurance questions and to help them understand their coverage options.

As we approach the Open Enrollment Period for health insurance (which begins November 15th - see key dates below), please consider calling on Brooker Insurance Agency to assist you with obtaining health insurance that provides the coverages you need at a price that is affordable.   Jamie and Karen are ready and available to assist you!
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In a future edition of The Brooker Bulletin, we'll introduce you to the members of other departments within our agency. Stay tuned!
Need Health Insurance? 
Key Dates to Know

Open enrollment is the period of time during which you can apply for health insurance for the coming year.   Here are 4 important  dates to know:

November 15, 2014.   Open Enrollment begins.  Apply for, keep, or change your coverage and plan.

December 15, 2014.   Enroll by the 15th if you want new coverage that begins on January 1, 2015.  If your plan is changing or you want to change plans, enroll by the 15th to avoid a lapse in coverage.

December 31, 2014.   Coverage ends for 2014 plans.  Coverage for 2015 plans can start as soon as January 1st.

February 15, 2015.   This is the last day you can apply for 2015 coverage before the end of open enrollment.

To purchase health insurance outside of the open enrollment period, you must qualify for a special enrollment period due to a qualifying life event like marriage, birth/adoption of a child or loss of other health coverage.

To request a quote on an individual health insurance policy for you or your family, or to get an answer to your health insurance question,
call Karen at (440) 238-5454.   

To learn more about providing affordable employee benefits for your company, please call Jamie at (440) 238-5454.