 Prevent Snow and Ice Claims Did you know snow or ice is the fifth leading cause of homeowners insurance claims? It is no secret that homeowners insurance rates are on the rise. Being pro-active to prevent claims from occurring is a positive step we can all take towards minimizing rate increases. Here are some tips for protecting your home from these winter weather woes: -Tree and branches weakened by snow, ice and wind can snap and fall on your home or car. Trim trees and remove dead branches. -Prevent ice dams by removing leaves and debris from gutters, or install gutter guards. -Prevent frozen pipes by keeping your home at least 65 degrees; look for pipes with cracks or leaks - they freeze first; keep cabinet doors open during extreme cold to allow warm air to circulate around pipes; wrap standard insulation or heating tape around the pipes where possible. - If you will be absent from your home for several days, turn water off and drain pipes. If you will be away for an extended period, have someone check your home daily. -Sprinkle salt, sand or kitty litter over frozen walkways, sidewalks and driveways to prevent falls. Enjoy the pleasures of the winter season while keeping winter weather woes at bay. | 
