LMC has retained its status as part of an elite group of independent insurance agencies around the United States participating in the Independent Insurance Agents & Brokers of America "Best Practices" Study Group. (read more)   

According to the National Highway Traffic Safety Administration (NHTSA), the average cost to an employer for an on-the-job vehicle crash is $16,500; if the accident results in an injury, the cost spikes to $74,000. If there's a fatality, expect a financial hit of $500,000 or more. (read more)

Simple strategies small business owners can take to identify and manage top risks, provided by ABIS. 
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Under a cafeteria plan, elections must be made before the first day of the plan year or the date taxable benefits would currently be available. (read more)

Here at LMC, we have a relationship with a highly respected 3rd party actuarial firm that assists our clients with a wide variety of actuarial services. Of particular interest during this volatile time in health care, their PPACA Employer Impact Report is distinctive from other models you may have seen or heard of in the marketplace. Using their proprietary cost and utilization model with the applicable State Insurance Exchanges and the employer's eligible census information, their analysis provides:  timeline, 10-year cost projection, exchange migration, plan termination scenarios, and plan relativities with state exchanges. Contact your ABIS account executive for additional information.