New Life Insurance Application for Banner Sales in Kansas
Legal & General America's Kansas life insurance application has recently changed. The old application will no longer be accepted as of September 23, 2016. Please contact any of our life sales team members with questions, and click here to see the official announcement.
Heidi Welch
Pam Randel
Mark Shelton
Farid Hanov
Life Insurance Sales Team
913-384-6300
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National Guardian Life's Essential LTC Product Available in Additional States
Effective Monday, August 29, EssentialLTC is available in the following states: Georgia, Kentucky, Maine, Massachusetts, New Hampshire, Texas, Vermont, Virginia and Wisconsin.
Please see the map below for all states in which EssentialLTC is available.
Contact the LTCi Sales Team for more information.
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Custom Choice UL Decrease & Fitch Upgrade Protective Life
As of August 29, 2016, Protective Life has had a decrease to their Customer Choice UL 15-30 for short term coverage needs. Also, they have had an upgrade from Fitch to A+ as of Wednesday, June 27th. Here is a broker approved piece highlighting their decrease to the Custom Choice UL. Also, you can find a consumer approved piece highlighting their company ratings.
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Think Beyond GUL Try Protective Indexed Choice UL
When a client needs affordable lifetime coverage, you probably think GUL. But what if there was a different solution that offered similar guarantees with even more cash value?
The Protective Indexed Choice UL does just that!
This scenario gives a nice comparison on the trade offs of GUL with a competitive indexed death benefit product with liquidity and non guaranteed coverage extensions.
Questions? Contact our Life Insurance Sales Team: Heidi Welch; [email protected] Pam Randel; [email protected] Mark Shelton; [email protected] Farid Hanov; [email protected]
913-384-6300
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Genworth LTCi Claims Information
Claims by the numbers:
- $13 Billion in benefits paid
- Youngest Claimant: 29
- Oldest Claimant: 106
- Largest Claim: $1.7 million
- 71% of claims are for female claimants.
- 51% of claim dollars are for cognitive issues.
- Genworth opened approximately 24,000 new claims in 2015.
Questions? Contact Claude Thau
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Principal's NEW Indexed Life Accumulator Overview Analysis
On August 15, 2016, Principal released Indexed Universal Life Accumulator. With the launch, Principal embarks on its first entry into the maximum distribution arena of indexed universal life. Built for accumulation strategies focusing on distribution solves, Indexed Universal Life Accumulator leaves little to be desired. From a competitive position, it sits well into the bottom quartile among its competitors, during which at no time does its cash buildup stand out. Principal has conservatively placed less emphasis on the performance (best-looking) aspect of the illustration. The product does not allow only loans to be illustrated, suggesting that withdrawals switching to loans is the more practical scenario. Contact our life sales team with questions.
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Kansas City-Area Society of Financial Service Professionals (SFSP) September 14th Meeting
If you are in the Kansas City metro area, now is the last chance to register for the September 14th SFSP meeting. In addition to offering industry helpful industry material, the SFSP also offers CE classes through out the year. If interested, click here for registration information.
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