Start using Apple Pay with BridgePay!

 

You have heard all the buzz surrounding Apple Pay, the latest NFC product to hit the payments market. BridgePay is pleased to announce that Apple Pay is now available through the BridgePay's PathwayLINK Gateway. In fact, the gateway has been enabled for NFC processing on the following platforms: TSYS, First Data Omaha, and First Data North.  Please read below for more details surrounding this exciting release to the gateway.

 

What is NFC?

NFC stands for Near Field Communications. This technology allows a customer's device to act as a "wallet" initiating a contactless payment with a merchant's NFC-ready device at the time of checkout. Applications such as Apple Pay and Google Wallet utilize NFC for their wallet applications.

 

Many factors go into play when determining if NFC processing can be used.

• The gateway must support NFC via the merchant's processor.
• If the merchant is using a point-of-sale (POS), the POS must support NFC.
• The merchant needs to have the proper NFC enabled device to accept the transaction.
• The customer must have the proper device and have the specified wallet and payment enabled on their device.

 

What NFC applications can be used on the gateway?

BridgePay is now NFC ready for applications such as Apple Pay, Google Wallet, and Softcard.

 

What processors are supported for NFC?

TSYS, First Data Omaha, and First Data North. Chase Paymentech will soon be added to the list. Look for future announcements.

 

What NFC hardware devices are supported?

Any device that is NFC enabled will work.

 

For our Point of Sale integrators integrated via the PathwayLINK API:

POS integrated partners will need to make a minor coding change to your current integration.  Please reach out to our Developer Support team at developersupport@bridgepaynetwork.com to start this process. The POS will require a mini-recert to enable NFC and verify it is working properly. Once this mini-cert has been completed, you will receive an updated certification letter and be able to enable your merchants for NFC acceptance.

 

For merchants wanting to accept NFC payments:

Please contact your POS provider to inquire if they have made the enhancement to accept NFC payments.

 

Which BridgePay Products support NFC payments?

Merchants can accept NFC payments via a certified POS application that can accept NFC payments. While NFC will not work with PayLINK, our newest PA-DSS middleware product, PayGuardian, will be NFC capable along with offering EMV. The initial release of PayGuardian is Q1 2015.

 

More information on Apple Pay, Google Wallet and Soft Card  

can be found here:

Apple Pay