March 10, 2014

Health Insurance Update. 
We can help you better understand all your healthcare options. Call us today 

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Health Care
Your Agent Steve Davis

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Columbia River Insurance Services is a professional agency dedicated to providing our clients with the best insurance protection and service possible. We will strive to use the industry's most superior products while maintaining affordability.


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Healthcare Update


Your chance to enroll in health insurance closes on March 31, 2014. That's the day when open enrollment becomes closed enrollment. The law states that everyone must have health insurance after April 1, 2014. If you do not, you will have to pay a tax penalty to the IRS in 2015.  


Except for what the IRS calls "life events" (such as marriage, divorce, birth or adoption of a child, moving to a new residence, or loss of a job), you will not be permitted to buy health insurance until October of 2014. And your new insurance will not be effective until January 1, 2015.



Avoid IRS insurance tax penalty

Next year, when you file your income taxes, you have to prove to the IRS that you have been insured all throughout 2014. Are you ready? If you aren't, you face tax penalties. No one wants to owe money to the IRS.

If you haven't done it yet, you should enroll in a health insurance plan right away, because after March 31, you can't get insurance until January 1, 2015.


Everyone is learning it's complicated to find an affordable health plan to fit their needs. You can get help, however, at no cost to you by contacting me. Agents are trained to guide you through the process and help you make a good choice.


Get help to find the right health plan


The government wants you to believe that buying health insurance is like booking a trip at Expedia. But if you're like tens of thousands of others who've tried to pick the right health insurance, you know it's much more complicated than that.


You have a right to use an adviser to guide you to the right decision. These advisers cost you nothing, but may save you hundreds of dollars. They may even save your life. They are called insurance agents. We can help you select the right options that fit your needs.


Most people don't realize that the premium you pay for insurance is the same, whether or not you have the help of an agent. It's built into the premium


Call me today!


So you don't have to be confused and you don't have to spend extra money - call me today.