December 28, 2013

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In This Issue
Motorcycle Safety
Texting
Your Agent Steve Davis

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Columbia River Insurance Services is a professional agency dedicated to providing our clients with the best insurance protection and service possible. We will strive to use the industry's most superior products while maintaining affordability.

 

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Happy New Year From Columbia River Insurance Services

Thank You For Trusting Us With Your Insurance Needs
Be Safe While Driving Your Motorcycle 

 

Many of us love to ride the highways on our motorcycles. Taking a ride with family and friends on a fresh crisp weekend is pure joy.  But as we all know, safety must be a primary concern. Here are a few tips:

  • Have an annual insurance review. We can help you find the right combination of coverage and price, and we provide outstanding customer service.
  • Wear a Helmet. Buy a full-face helmet for the best protection for your head and eyes. A motorcycle rider not wearing a helmet is 40 percent more likely to sustain a fatal head injury in a crash than a rider wearing a helmet.  A National Highway Traffic Safety Administration study reports that, "Helmets saved 1,483 motorcyclists lives in 2009, and 732 more could have been saved if all motorcyclists had worn helmets."  
  • Wear other protective gear as well; heavy leather or synthetic gloves, long pants and jacket, and over-the-ankle leather boots.  Leathers can keep you warm and protected.
  • More than 90 percent of riders involved in accidents had never taken a formal motorcycle driving course. Get to know your bike's capabilities, like how it performs on a curve or slick roads, and you'll become a much safer rider. Errors like over-braking, driving too fast and under-cornering are major factors in most solo mishaps.
  • Driving impaired is more deadly for cyclers than other drivers. In fact, more than half of all motorcycle deaths occur when the rider has been drinking.
  • Service your bike to make sure it is working correctly.

Have a great time on your bike, be safe and call us with any questions. 

 

 

Texting & Driving is like           Driving Drunk

 

A texting driver is 23 times more likely to have an accident than a non-texting driver. However, one million people chat and text while driving each day. The average text takes a driver's eyes off the road for nearly five seconds, so when traveling at 55mph, that's enough time to cover the length of a football field. Most experts agree texting and driving is equal to driving drunk.

 

According to the American Automobile Association, almost 50% of teen drivers admit to texting while behind the wheel. The US government puts the number of people injured during crashes because of texting while driving at over 578,000 just for 2010 alone.  In that same year, almost 6,500 people lost their lives because of texting behind the wheel.

 

Most states have instituted laws that ban texting while driving, and even ban the use of mobile phones while driving, unless you're using a hands-free system. That means you can be pulled over and ticketed for just talking on your phone, much less for being caught trying to text while driving. What Can You Do?

  • Don't be tempted; turn off your cell phone. Let voice mail capture your voice and text messages.
  • If you have to call or text while driving, pull off the road safely and stop.
  • Recognize that text messaging can be a habit. Get support from your friends by letting them know you are working on breaking the texting habit.
  • If you think you will still be tempted to text and drive, put your phone somewhere you can't reach it, like the trunk.
  • Establish family rules that prohibit texting while driving.
  • Take control of your cell phone; don't let it control you. You are the only one who decides when and if you send and read a text message