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In This Issue
Drivers Education
Identity Theft
Your Agent Steve Davis

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Advantages of Driver's Education for Teen Drivers



According to the Insurance Institute for Highway Safety, teenagers are four times more likely to get into an auto accident than older drivers. Simply put, experience on the road makes a difference. Teenagers lack experience and are often overconfident when driving. However, students enrolled in a driver's education course can gain the experience and respect for the road that can make them safer drivers. We came up with five benefits and advantages for your teen to been involved in driver's education


Provides teens with better understanding of traffic rules and laws. Teens will learn the basic rules of the road from both class time teaching and actual road driving experience. In a driver's education course situation, your teen will be required to demonstrate their knowledge and driving skill prior to taking the driving test.

Some states require it. Some states now require new and/or teen drivers to take part in a driver's education course before a driving permit or license can be issued.


Your teen will have more confidence. Having more time behind the wheel combined with classroom training makes teens more confident about their abilities as a driver. Driver's education also helps teens understand safety guidelines as well as defensive driving.


Save money with lower premiums. Teen drivers with documented drivers training certificates do have lower premiums.


Safety tips from experienced drivers. Having a trained professional educate teens on driver safety is invaluable.Trainers are kept up to date on the newest regulations and driver's safety tips.


Driver's education courses continue to be the best way for new drivers to ease into the responsibility of becoming a safe and responsible motorist. 


Identity Theft From Columbia River Insurance Services


Your identity is one of your most important assists. Violation of your identity is frightening and can be costly, but most consumers tell themselves it cannot happen to them. These recent headlines may change your mind.


Miami Man Charged in $12 Million Identity Theft Tax Refund Fraud Scheme Involving Thousands of Fraudulently Obtained U.S. checks  


2 men accused of identity theft ring on trial 


Seven charged with identity theft inside Davis County Jail 


There are many things you can do to protect yourself from identity theft;

  • Consider adding Identity Theft Insurance to your insurance policy.
  • Create a PIN that is not too easy to crack, i.e. don't use "(your name)123"
  • Don't give out your Social Security number to people you don't know.
  • Consider reducing the credit cards in your wallet. Only travel with what you need.
  • Shred all financial statements before placing in trash.
  • Check your credit report annually.
  • Don't put your birthday on your social media site.
  • Be careful about opening links you find in emails, know the source.
  • Destroy digital data.
  • Be diligent about checking statements. Review all transactions monthly.

Remember that just being aware of, and doing, these things can reduce the possibility of identity theft. Identity theft insurance for individuals is available thorough Columbia River Insurance Services, contact us today.