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Specialty Lines
Here comes fall, once we survive the heat of August! Plans are in place for the fall Risk Management Training sessions, and you will soon be getting the Glimpse catalog. New this year are three great single topic workshops:
- PREA (Prison Rape Elimination Act)
- Risk Transfer
- Cyber Liability
Each will delve into serious topics with expert speakers and time to share questions and suggestions.
Fall workshops include our popular Excellent Supervisor Seminars, in three locations and three Defensive Driving Courses. Other topics include stress management, dealing with difficult people, working with unions and accident investigations. And more!
All the Risk Management Training we provide is FREE for representatives of counties and county related entities which are members of the sponsoring insurance programs. Your insurance premiums and contributions make it possible for these high-rated events, so take advantage of this great benefit!
It looks like we may have two dividend distributions this fall, one from PComp and the other from PCoRP. The PComp dividend is awaiting action by the Department of Labor and Industry, and if approved will be distributed in September. The PCoRP Board meets in early September, and if they approve a dividend distribution, it will be announced at the annual Membership Meeting at the CCAP Fall Conference, and distributed in early December. Stay tuned!
Make sure you contact us when you need help with something,
John Sallade
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PComp Board Plans for 2017
The PComp Board of Directors met June 22 and 23, 2016, in Bedford for their annual planning retreat, and some board training. Discussions were held on the implications of the Heart and Lung Act, updates to the PComp bylaws, a review of PComp's basic documents and a presentation by one of PComp's defense counsels on the work comp hearing process. Goals for 2017 were set, and the board received the report of the financial auditors for yearend 2015. The board voted to request another dividend distribution to the members, and to increase the amount of the Safety Improvement Grants for 2017. More details on this will be released once the request for the dividend has been acted upon by the Department of Labor and Industry. The board meets next on September 23, 2016, at the CCAP office. Questions about the PComp board meeting should be directed to John Sallade at CCAP.
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PIMCC Board UpdateThe Prison Inmate Medical Cost Containment Board of Directors met on June 17, 2016, at the CCAP Office. In addition to an update on the Act 22 process and billing procedures, the board reviewed the PIMCC Bylaws in detail, suggesting updates and directing legal counsel to provide a draft for action by the board. Once the board approves changes, the revised bylaws will be sent to the PIMCC members for their review and action. Most of the changes are to clarify membership status, due to the inclusion of Act 22 Service counties, and to bring the bylaws up to date with current practices. The board meets next on October 14, 2016, at the CCAP office. Questions about the PIMCC board meeting should be directed to Desiree J. Nguyen at CCAP.
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CCAP Fall Workshops Hosted by the Academy for Excellence in County Government
By: Mandi Glantz, Director of Member and Vendor Relations The County Commissioners Association of Pennsylvania (CCAP) and the CCAP Academy for Excellence in County Government is pleased to announce two workshops being held September 15 and 16 at the Ramada Conference Center in State College, PA and open to all county elected officials and staff. On Thursday, September 15, 2016, join us for the "Personnel and Labor Relations" session with speaker Christopher Gabriel, Attorney at Law, Campbell Durrant Beatty Palombo & Miller, P.C. Topics of discussion include: fundamentals of public sector bargaining; managing requests for medical leave; handling employees who are absent due to medical issues; fundamentals of employee discipline for counties; and, more. This course is scheduled from 9:30 a.m. until 3:30 p.m. with lunch included. Participants in the CCAP Academy for Excellence in County Government attend at no cost and will earn credit for the Personnel and Labor Relations core/required course upon their full participation at the event. The course has also been approved for five CLE credits with the Pennsylvania Continuing Legal Education Board. Friday, September 16, 2016, features the "Financial Management" session with speakersJohn Molloy, CFA, Managing Director, PFM; Brian Sanker, Senior Managing Consultant, PFM; Carolyn Barth Sylvan, Senior Managing Consultant, PFM; and, Seth Williams, Senior Managing Consultant, PFM. Topics of discussion include: economic update; infrastructure financing trends; challenges and opportunities in child welfare finance; the budget case for criminal justice systems reviews; employee retirement plans; and, rising interest rate environments. The course will run from 9 a.m. to 3 p.m. with lunch included. Participants in the CCAP Academy for Excellence in County Government attend at no cost and will earn credit for the Financial Management core/required course upon their full participation at the event. The workshops are open to all county officials and staff. Associate members and other CCAP vendors are also invited to attend. Registered Academy participants may attend at no cost. The costs for non-Academy participants (CCAP members) vary. Other fees may apply for Academy graduates, associate members and other vendors. There is a multi-day discount available. The workshop fee includes refreshment breaks, lunch and session materials on each day. Seating is limited - please review the workshop details and register online or contact Mandi Glantz, Director of Member and Vendor Relations, by phone (717) 736-4739 or email mglantz@pacounties.org.
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Fall Workshop Season is Coming Soon!
The fall workshop season is quickly approaching and topics and speakers are being finalized. We have a great season planned with topics such as measuring your stress, dealing with difficult people, interest arbitration, risk transfer, defensive driving, the popular Excellent Supervisor Seminars and Prison Personnel Workshop.
The CCAP Insurance Programs continues to collaborate with the Academy for Excellence in County Government. Please refer to our website for additional information on co-sponsored events. These workshops are FREE to current Academy participants.
In addition to the partnership with the Academy, CCAP's Insurance Programs have also collaborated with our affiliate, the Juvenile Detention Centers and Alternative Programs (JDCAP), to offer a session on the Prison Rape Elimination Act. We are also working with the Technology Department at CCAP to offer a session on Cyber Security.
As a reminder, most of the workshops are FREE to attend if your county is a member of the sponsoring Insurance Programs. To check if your county is a member of the sponsoring program, please refer to Glimpse Online and CCAP Insurance Programs Member Listing.
Here is a quick look at the upcoming fall workshop season. Mark your calendars!
SEPTEMBER | 8 | Defensive Driving Course - Lewisburg | 8 | Excellent Supervisor Seminar - Cranberry Twp. | 13 | Defensive Driving Course - Scranton | 14 | Excellent Supervisor Seminar - Scranton | 15 | KEYS: Measuring Your Stress - CCAP | 20 | KEYS: Collective Bargaining and Interest Arbitration - Cranberry Twp. | 21 | Excellent Supervisor Seminar - State College | 27 | KEYS: Measuring Your Stress - Lewisburg | 28 | Prison Medical Management - CCAP |
OCTOBER | 4 | KEYS: Measuring Your Stress - Scranton | 5 | Dealing with Customer Service Challenges - CCAP | 6 | Safety Workshop | 11 | PREA Workshop | 12 | KEYS: Measuring Your Stress - Cranberry Twp. | 13 | Defensive Driving Course - State College | 13 | Dealing with Customer Service Challenges - State College | 17 | Cyber Security Forum - CCAP | 18 | KEYS: Collective Bargaining and Interest Arbitration - CCAP | 20 | Dealing with Customer Service Challenges - Lewisburg | 25 | Dealing with Customer Service Challenges - Scranton | 27 | Annual Producers Meeting - CCAP | 28 | County Risk Managers Council - CCAP |
NOVEMBER | 3 | Prison Personnel Workshop - CCAP | 10 | KEYS: Risk Transfer Workshop | 16 | County Risk Managers Council - Cranberry Twp. |
Glimpse Online and online registration will be available August 8. Look for your copy of the fall Glimpse to arrive early August! If you need additional copies, please let us know. As always, if you have any questions, please feel free to contact Linda Rosito at (800) 895-9039 x 3328. We hope to see you this fall!
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Watch Your Step: Walk this Way to Prevent Slips Trips and Falls
You can reduce the risk of slipping on wet flooring by:
- Taking your time and paying attention to where you are going - Watch Your Step
- Adjusting your stride to a pace that is suitable for the walking surface and the tasks you are doing
- Walking with the feet pointed slightly outward
- Making wide turns at corners
You can reduce the risk of tripping by:
- Keeping walking areas clear from clutter or obstructions
- Arranging furniture to provide open walking pathways
- Keeping flooring in good condition
- Ensuring adequate lighting both indoors and outdoors
- Using a flashlight if you enter a dark room where there is no light
- Securing electrical and phone cords out of traffic areas
Falls usually take place from one level to another. One of the most common examples of this type of injury at county buildings involves falling down stairs. Another involves employees using chairs as ladders. Preventive measures include:
- Never standing on a chair to reach a high object; use a ladder
- Selecting the proper ladder type and size, and use it properly
- Walking up and down stairs, and never jump from the last step
- Using handrails
- Avoiding walking and talking on a cell phone
- Reporting any unsafe conditions
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PELICAN Insurance Welcomes Twenty One New Members
By: Dave Harman, PELICAN Program Manager In the last few weeks PELICAN Insurance RRG has been extremely pleased to welcome two firsts into its program. PELICAN added its first personal care facility member, as well as its first group of homes that were able to take advantage of PELICAN's group member discount program. On June 28, 2016, PELICAN gladly welcomed Our Family Home into its program. Our Family Home is a personal care facility located in Ford City, PA. They became not only the first personal care facility in PELICAN, but also the first for-profit to join the program. On August 1, 2016, PELICAN welcomed Oak Health & Rehabilitation Centers. Oak Health brings 20 different facilities located all over Pennsylvania to the program. All the Oak Health facilities are non-profit facilities that provide skilled nursing services to residents of their area. PELICAN welcomes both groups to our program and we look forward to a long relationship with both members.
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PCoRP and PComp Grant Projects
By: Andrew Smith, Risk Control Specialist At a recent PComp board retreat, risk control staff were tasked with compiling a list of approved and completed projects from both PComp and PCoRP safety grants. We hope this article provides our members with supplementary concepts when it comes to utilizing PComp and PCoRP grants.
The PCoRP grant program started in 2012 and is designed to support your safety committee and administration by awarding grants to offset the costs of enhancing your safety, maintenance and risk management programs. Since its inception there has been a total of $2,089,148 dollars in grant funds distributed back to its members.
PCoRP has approved:
- Over 36 access control systems. Systems such as, facility notification software, upgraded alarm systems, electronic door lock security systems, panic bars and duress buttons.
- 50 audio visual systems. Cameras, radios, digital video recording systems.
- 40 infrastructure projects. Consisting of masonry repairs, curb additions, parking lot upgrades, walls, bell tower construction and chimney repairs.
- 21 AED projects. More than 50 AED units.
- 16 lighting projects. Entry lighting, emergency lighting, surge and ground protection systems and light polls.
- 15 fire safety projects. Including a fire extinguisher simulator, smoke detectors, fire protection systems, fire extinguishers and alarm systems.
- 13 slip, trip and fall projects. Ice cleats, anti-slip mats, floor runners, grit strips and handrails.
- Risk management trainings, such as self-defense, first aid/CPR/AED, defensive driving and fire extinguisher training.
- Kevlar. Ballistic plates, body armor, ballistic glass/barriers.
- Roof construction/repair. Metal detector installs.
- Tree removal services.
- Asbestos/mold removal.
- Emergency generators.
- First aid kits.
- Safety signage.
- Air quality testing.
- Snow plows and salt spreaders.
- TASERS.
- Lightning protection systems.
- ADA requirement projects.
The PComp grant program started in 2015 with the intent to improve safety and protect employees on the job, assist workers' compensation efforts of reducing accident frequency and severity and helping enhance safety, wellness and risk management programs. Since the beginning of the PComp Safety Improvement Program (SIP) a total of $546,908 dollars in grant funds have been contributed back to members.
PComp has approved:
- More than 20 security projects. Access control systems, badge reader systems, audio/visual equipment, security cameras, exterior doors, emergency exit door addition, entrance door intercom, fences, gate installation and panic alarms.
- 12 infrastructure developments. Including a roof access ladder, ADA ramps, roof/gutter installation, curb and sidewalk repairs, porch construction, step installation/repair, parking lot paving and entryway repairs.
- Six risk control trainings, such as defensive driving, OSHA, active shooter, emergency response and train the trainer equipment.
- Six AED projects. Over 15 AED's purchased.
- Five fire safety improvements and alarm installations.
- Four signage purchases. Including a stop sign, no trespassing sign and AED signage.
- Slip, trip and fall equipment.
- Ice cleats, drainage and entry mats.
- Ergonomic updates.
- New desk and fitness equipment.
- 18 vehicle GPS units.
- Ballistic vests, windows and doors.
- 14 emergency lighting fixtures projects.
- Carpet installation and cleaning.
- 20 first aid kits.
- Air quality testing.
- Cinder spreader and snow plow.
- Pepper spray.
- Safety glasses.
- Safety fair costs.
- Tree removal.
- ADA projects.
- Replacement of a traveling library book mobile.
PCoRP's Loss Prevention Grants for the 2016-2017 policy year are $15,000 per member. PComp's Safety Improvement Grants for the 2016 policy year are $11,000 per member. At the recent PComp board retreat, the board voted and approved to increase the grant from $11,000 to $15,000. PComp members will be able to apply for the new $15,000 grant during the 2017 policy year.
One question we have been getting is, can the grant programs be combined? If you are a member of both programs, the answer is yes, if the project applies to both liability issues and workers' compensation. A good example would be a project to repair the parking lot at the courthouse or administration building. If the parking lot is used by the public, the repairs can help prevent liability lawsuits. If the lot is also used by county employees, the repairs can help reduce workers' compensation claims. You would need to submit an application for both, but the amount of the project could then be paid for by both grants.
For more information, please contact your primary Risk Control Specialist.
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PELICAN Grant Dollars at Work
A recently completed PELICAN grant project. Bradford County Manor Nursing and Rehabilitation spent their grant dollars installing new carpet in their activities room. The newly installed carpet has allowed wheelchairs to roll much easier and looks great!
Photos provided couresy of Larry Bellinger and Jim Shadduck of Bradford County Manor Nursing and Rehabilitation.
Showcase the projects your county has completed with the assistance of PCoRP, PComp and PELICAN grant money. Email us at insurance@pacounties.org. Please include photo(s) and a short write up and we will feature it in the next edition of Insurance Matters.
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U.S. COMMUNITIES
Language interpretation services now available through U.S. Communities contracts
America's major urban areas attract immigrants from across the globe and new translation challenges, as well. According to the latest numbers from the U.S. Census Bureau, anywhere from 126 to 192 languages other than English are spoken in homes throughout the country's major metropolitan areas. To manage the country's growing language diversity, the U.S. Communities Government Purchasing Alliance recently launched a new multi-year contract for interpretation and translation services with Language Select.
Language Select provides language services in four main areas:
Telephone Interpreting
Language Select's service offers on-demand access to over 200 languages, 24 hours a day, 7 days a week, 365 days a year.
Video Interpreting Professionals can translate more than 20 VRI (video remote interpreting) languages, including American Sign Language. Interpreters are available via iPad or PC, and scheduling sessions can be done in advance using a touch-screen system.
On-site Interpreting Services will be performed by court-certified, medical-certified or standard interpreters. Language Select staff will address requirements and send qualified interpreters to provide expert service. All interpreters are well versed in language nuances and cultural sensitivity and commit to strict confidentiality, a high code of ethics, objectivity and accuracy.
Written Translation Translation can be delivered at a flat, fixed cost or per-word rate, depending on the parameters of the project. Language Select's translators are HIPAA certified and abide by strict confidentiality agreements as well as best industry standards. To learn more about this new contract contact U.S. Communities. 
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Nationwide Economics: Housing back on track Weekly Economic Review and Outlook
Week in Review
- Existing home sales reached an expansion high of 5.57 million units in June (annualized pace) as job growth, mortgage rates and household formations remained positive for housing demand
- Housing starts also reached the highest levels since before the housing collapse in the second quarter as homebuilders keep up with market needs
The housing sector continues to take positive steps as strong demand pushes home prices and sales totals higher. June existing home sales climbed to their highest levels since early 2007 at an annualized pace of 5.57 million units. Home sales are now on par with levels from the early 2000's prior to the run up during the housing boom.
Solid job and income gains are contributing to strong demand for all types of housing. Even after solid house prices appreciation in recent years, housing affordability remains high in most local markets. While the median price for a single-family existing home sold set an all-time high in June, personal incomes have grown considerably since the prior peak, keeping home purchases within reach for prospective homebuyers. Historically low mortgage rates are also providing a boost to housing activity. The yield on an average 30-year fixed-rate mortgage dipped as low as 3.40 percent for a short period in early July. Given the "lower for longer" expectations for long-term interest rates, affordable mortgage financing should support further housing sector growth for some time. Increasing housing demand is boosting housing construction as well, with housing starts in the second quarter also at the highest levels since 2007. Growth in multifamily units remains solid, but single-family starts are up sharply this year. Home builder confidence from the NAHB/Wells Fargo Housing Market Index remained elevated in July with more new sales expected over the next six months. Low inventory levels are holding back even stronger home sales figures. The months' supply of existing homes on the market this summer is lower than in 2015 and below the long-term normal. As a result of the low supply/high demand conditions, home price appreciation continues to be higher than average - the 12-month gain in the CoreLogic house price index was 5.9 percent as of May. While the current pace of home price gains is unsustainable in the long-run, stronger price gains are a welcome sign for the estimated nearly 8 percent of homeowners that are still underwater on their mortgages.
Positive housing sector trends boost consumer sentiment and contribute to economic growth. The key drivers of housing demand point to further gains ahead as the sector steadily returns to typical activity levels.
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Upcoming Events
2016 CCAP Annual Conference
August 7 - 10, 2016
COMCARE PRO Subscribers Advisory Committee Meeting August 24, 2016 Hotel Vermont, Burlington, VT PELICAN Subscribers Advisory Committee Meeting
August 22-23, 2016 Hotel Vermont, Burlington, VT
SCHRPP Annual Conference
September 8-10, 2016
Valley Forge Casino Resort
PCoRP Board Meeting
September 9, 2016
Bedford Springs Hotel, Bedford
PComp Renewal Meeting
September 23, 2016
CCAP Office
COMCARE PRO Subscribers' Meeting
September 29, 2016
CCAP Office
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HOT TOPICS: Local Insurance Producers
It seems a good time for a review of CCAP's Insurance Programs and our work with the county's local insurance producers. County officials and staff often ask us why the local producer needs to be involved, and what their role is. Historically, several of our programs decided at their onset that local insurance producers were an important access point to bring counties into the insurance pool. PCoRP, PComp, PELICAN, Tax Collector Bonds and Volunteer Insurance programs require members to select a local insurance producer to work with the county on their insurance coverages. The programs pay commissions to the local insurance producer, which is part of the cost of the insurance program. The commissions tend to be less than those paid by commercial insurance carriers, as the work load for producers in CCAP programs is reduced. For example, the local producers normally do not have to get involved with the claims process. It is important for counties to understand that the local insurance producers are your service provider - you pick them and you direct them. Whether they are part of one of CCAP's programs or you utilize them with a commercial insurance carrier, you should be aware of what their fees and commissions are for your insurance coverage. The local insurance producers are also your expert, and when one of our programs makes changes, adds or changes coverages, you should be consulting with your producer to see how this impacts you. We have a meeting each year for all the producers who work with CCAP's insurance programs. We provide a morning training session with free CE credits, and then an update on all our programs after lunch. We have a good outline of the typical services the county should expect their local producers to provide, and it can be accessed by clicking here.
For more information, contact Karen Cohen at CCAP.
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Quote of the Month
"I've learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel."
-Maya Angelou
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