Volume 26 Issue 4

April 2016


www.pacounties.org

INSURANCE MATTERS
An e-newsletter of the County Commissioners
Association of Pennsylvania Insurance Programs

 

Owned by Members           Governed by Members         Service to Members
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As we move into the first "semester" of our risk management training schedule, I want to remind you to look at our workshop topics and schedule and make your attendance plans.

Every event in this catalog is offered at no cost to representatives of the insurance programs that sponsor the event. There truly is something for everyone this spring.
  • We have a NEW Safety Committee Workshop - check it out and send members of your safety committee!
  • There are four workshops to provide guidance about what to do when you have a reasonable suspicion an employee is coming to work under the influence of drugs.
  • We have two sessions on using corrective actions plans to get employees to succeed.
  • The annual HR Boot Camp, which is one of our most popular workshops, will focus on the Affordable Care Act (ACA) and the 'Cadillac Tax.'
  • Our Verbal Judo workshop, "Learning How to Create Results NOT Regrets in the Workplace", should be a lot of fun and helpful, and it is being held in four locations.
  • Our biggest event, the Prison Risk Management Workshop, will include a legal update, legislative update and a discussion of workers' compensation in the prison setting.
  • Remember - attending these events also earns your county or entity loss control credits and saves costs!

So head to our website and register now: www.pacounties.org.


Make sure you contact us when you need help with something,

                                    John Sallade
PIMCC Board Meeting Notes

The PIMCC board of directors met on March 4, 2016, at the CCAP office. The board elected officers for 2016:

Chairman: Dave Kovach, Columbia County Commissioner
Vice Chairman: Kevin Kodish, Mifflin County Commissioner
Secretary/Treasurer:  Michelle Shedden, Bradford County Chief Clerk

The board received an Act 22 program update. They directed legal counsel to provide recommendations at their next meeting for updates to the PIMCC Bylaws. Ruth Moraski from Cost Management Plus (CMP) reported that the PIMCC program has saved counties more than $42.7 million in its 20 years of operation.

The board approved a change in the annual seminar held for prison nurses. The meeting is being changed a little to open attendance to other prison staff. It will be called the, "Prison Medical Management Workshop" and will be held on Wednesday, September 28 at the CCAP Office. The workshop will continue to be free to PIMCC members. Non-PIMCC members can participate in the workshop with a paid registration. The board meets next on June 17, 2016, at the CCAP office.
UC Election Completed

The final vacancy on the CCAP Unemployment Compensation board of trustees was filled via election in March.

Congratulations to Clinton County Commissioner Jeff Snyder, on his election to the board as 6th Class County representative. He is filling a mid-term vacancy through the end of 2016, and is eligible for re-election. Our thanks to Commissioner Snyder for his willingness to serve!
Great Educational Opportunities are Available this Spring!
By: Linda Rosito, Risk Management Training Director

CCAP's Insurance Programs is offering a number of great educational opportunities this spring. Please refer to the Glimpse Online or to the listing below for more information about these opportunities. Please register online.
Here is the workshop schedule for this spring.
 
 
If you would like additional copies of the spring Glimpse, please contact us. Inside the Glimpse there are descriptions, locations, dates and times of all our training programs for the spring.

Please keep in mind that most of our training sessions are FREE (if sponsored by an insurance program in which your employer is a member) AND for PCoRP, PComp and UC Trust members you can SAVE MONEY off your insurance costs by attending training sessions. If you are not sure if your county is a member of these programs please refer to the Member Listing.

We continue our partnership with the Academy for Excellence in County Government and are offering several opportunities for both required course as well as electives. For additional information please refer to Upcoming Academy Events.

As always, if you have any questions, please feel free to contact Linda Rosito at (717) 736-4728.

Thank you for your continued support of the CCAP Insurance Programs trainings. We hope to see you this spring!
Watch Your Step-Practice Good Housekeeping
By: Maureen McMahon, Risk Control Specialist

Good housekeeping can eliminate some workplace hazards and help get a job done safely and properly. Poor housekeeping can frequently contribute to accidents by hiding hazards that cause injuries. If the sight of paper, debris, clutter and spills is accepted as normal, then other more serious health and safety hazards may be taken for granted.

Housekeeping is not just cleanliness. It includes keeping work areas neat and orderly; maintaining halls and floors free of slip and trip hazards; and removing of waste materials (e.g., paper, cardboard) and other fire hazards from work areas. It also requires paying attention to important details such as the layout of the whole workplace, aisle marking, the adequacy of storage facilities and maintenance. Good housekeeping is an inherent part of slip and fall prevention. Here are some tips to get you started:

Create Good Housekeeping Practices

Proper housekeeping is a routine. It is an ongoing procedure that is simply done as a part of each worker's daily performance. To create an effective housekeeping program, there are three simple steps to get you started:
  • Plan ahead- Know what needs to be done, who's going to do it and what the particular work area should look like when you are done.
  • Assign responsibilities- It may be necessary to assign a specific person or group of workers to clean up, although personal responsibility for cleaning up after himself/herself is preferred.
  • Implement a program- Establish housekeeping procedures as a part of the daily routine.
Reduce Wet or Slippery Surfaces

Some of the most common areas where slip and fall injuries occur include:
  • Parking lots
  • Sidewalks
  • Areas where a shortcut is taken instead of using the treated walkway
  • Lobby floors including entrance ways
  • Stairwells
  • Floors in general
Traction on outdoor surfaces can change considerably when weather conditions change. Those conditions can then affect indoor surfaces as moisture is tracked in by pedestrian traffic. Traction control procedures should be constantly monitored for their effectiveness.
  • Keep parking lots and sidewalks clean and in good repair condition.
  • When snow and ice are present, remove or treat these elements. In some extreme cases, it may be necessary to suspend use of the area.
Indoor control measures can help reduce the incidence of slips and falls.
  • Use moisture-absorbent mats with beveled edges in entrance areas. Make sure they have backing material that will not slide on the floor. Change mats frequently during inclement weather.
  • Display "Wet Floor" signs as needed.
  • Use anti-skid adhesive tape in troublesome areas.
  • Clean up spills immediately. Create a procedure for taking the appropriate action when someone causes or comes across a food or drink spill.
  • Use proper area rugs or mats for food preparation areas.
Avoid Creating Obstacles in Aisles and Walkways
Injuries can also result in from trips caused by obstacles, clutter, materials and equipment in aisles, corridors, entranceways and stairwells. Proper housekeeping in work and traffic areas is still the most effective control measure in avoiding these types of hazards.
  • Keep all work areas, passageways, storerooms and service areas clean and orderly.
  • Avoid stringing cords, cables or air hoses across hallways or in any designated aisle.
  • In office areas, avoid leaving boxes, files or briefcases in the aisles.
  • Encourage safe work practices such as closing file cabinet drawers after use and picking up loose items from the floor.
  • Conduct periodic inspections for slip and trip hazards.
Create and Maintain Proper Lighting
Poor lighting in the workplace is associated with an increase in slip and fall incidents.
  • Use proper illumination in walkways, staircases, ramps, hallways, basements, construction areas and dock areas.
  • Keep work areas well-lit and clean.
  • Upon entering a darkened room, always turn on the light first.
  • Keep areas around light switches clear and accessible.
  • Repair fixtures, switches and cords immediately if they malfunction.
For more information on how to prevent slips, trips and falls you may contact one of our risk control representatives:

Keith Wentz
Underwriting and Risk Control Service Manager
(717) 736-4724
Maureen McMahon
Risk Control Specialist
(717) 736-4706
Andrew Smith
Risk Control Specialist
(717) 736-4769

Dennis Cutler

 

Senior Risk Control Specialist
(717) 736-4746

 

  

To order Watch Your Step slip trip and fall prevention posters e-mail your request to insurance@pacounties.org.
New CCAP Associate Members
By: Mandi Glantz, Director of Member and Vendor Relations 

Please join us in welcoming the following new associate members to CCAP.

Kehoe Law Firm, P.C.
Kehoe Law Firm, P.C. (KLF) specializes in securities litigation on behalf of institutional investors. They also represent investors in matters of corporate misconduct and abuse, such as when executives and directors breach fiduciary duties of care and loyalty, or engage in self-dealing or other forms of corporate waste. They are highly experienced in securities litigation and have dedicated themselves to representing investors with over 50 years of combined law enforcement experience.
http://www.kehoelawfirm.com

Manheim Keystone PA Auto Auction
Asset Management, Transportation
Manheim Keystone PA Auto Auction is a subsidiary of Cox Automotive - They Remarket, not dispose, of used vehicles, equipment, seized items and other assets in a Public & Dealer Auction attracting buyers globally through an in-person / in-house and live simulcast internet forum. There is no selling fee for any Commonwealth of PA partner or affiliation. Please call for further information.

Molina Healthcare Inc.
Human Services, Insurance
Molina Healthcare, Inc., a FORTUNE 500 company, provides managed health care services under Medicaid and Medicare programs and through the state insurance marketplaces. Through their locally operated health plans in 11 states across the nation and in the Commonwealth of Puerto Rico, Molina serves approximately 3.5 million members. Dr. C. David Molina founded the company in 1980 as a provider organization serving low-income families in Southern California.

Navigator Group Purchasing, Inc.
Navigator Group Purchasing, Inc. is the experienced leader in healthcare purchasing services, delivering savings and cash flow improvements to the senior care market. They offer their members the largest and most comprehensive group purchasing portfolio, encompassing a broad range of products, innovative services and management tools to help make optimal purchasing decisions. At Navigator, their core philosophy is built on providing full transparency, distributor neutrality and delivering industry expertise through a high-touch, personalized approach.  To learn how you may benefit from a Navigator membership, visit www.navigatorgpo.com.
Weekly Economic Review and Outlook

Newsflash: The real economy is fine

A brisk job report for February should dismiss concerns about the economy falling into recession and further support a pick up in the pace of growth in the first quarter. After a gain of 242,000 jobs in February and upward revisions to prior months, payrolls have expanded by 1.26 million in the past five months. If this pace were annualized, it would equate to over three million jobs - on par with the strong increase from 2014. There appears to be no sign of a slowdown in hiring despite the recent turmoil in financial markets.

The unemployment rate remained at 4.9 percent in February as rapid gains in the labor force have kept pace with solid job growth. The civilian labor force has grown by 1.3 percent over the past year - the fastest 12-month rate since 2008. As a consequence, the labor force participation rate, which bottomed out in September 2015, has moved up to a year-high of 62.9 percent. The reentry of discouraged workers into the workforce is likely driving a portion of this rise and is a great sign for general labor market health.

The expanding labor force, however, may be behind the frustrating slow pace of wage growth as the unemployment rate has dropped to around most estimates of full employment.  The low unemployment rate may simply not be reflective of the supply of available workers in the market. In February, average hourly earnings dipped by 0.1 percent, lowering the 12-month trend rate back to 2.2 percent. Furthermore, the jobs expansion is broadening out to include lower and middle-income jobs, placing some downward pressures on average wages.

In other economic news, an increase in the ISM manufacturing
index in February suggests that sector activity is recovering. While the index remains in contraction territory, the orders and production components suggest future expansion. Light vehicle sales were roughly flat in February, but at an annualized pace above last year's record.

Equity markets reacted positively to the upbeat economic news, rising each day from Tuesday through Friday for the first 4-day gain of the year. The S&P 500 index rose by nearly 3.0 percent for the week and has regained much of the decline from January through mid-February. Treasury yields rose as well, with the 10-year rate ending the week near 1.9 percent.
NEW Interpretation and Translation Services Contract 

New contract to help government agencies facilitate clear and concise communication

We are excited to announce that Language Select has been awarded a multi-year award to provide interpretation and translation services and related services and solutions. This contract was awarded through a competitive solicitation process conducted by lead public agency, City of Chicago, Illinois. The contract term is for three years with a start date of March 15, 2016, with the option to extend the contract for two (2) additional periods of one year each. To learn more about this new contract, register for a complimentary one-hour webinar.

Through this contract, you'll have access to a unique business solution provided by an elite group of language professionals that help agencies:
  • Facilitate clear communication eliminating any language or cultural barriers
  • Access high-quality interpretation and translation services at competitive rates
  • Assist with communication in a life threatening emergency
  • Help agencies to complete a business transaction without translation difficulties
WEBINAR REGISTRATION:

Date: Tuesday, April 5, 2016
Time: 8:00 a.m. PDT/11:00 a.m. EDT

Date: Thursday, April 7, 2016
Time: 11:00 a.m. PDT/2:00 p.m. EDT

Don't miss one of our informational webinars. If you are unable to attend one of the webinar dates, contact U.S. Communites for additional information.
Upcoming Events 
 
April 8, 2016
CCAP Health Alliance board meeting
CCAP Office, Harrisburg

April 14, 2016
PCoRP board meeting
CCAP Office, Harrisburg

April 28, 2016
Annual PELICAN Subscribers meeting
PACAH conference at Seven Springs

May 6, 2016
2016 CCAP Solicitors' Conference
CCAP Office, Harrisburg

May 13, 2016
UC Trustees meeting
CCAP Office, Harrisburg
HOT TOPIC
When is a county's contract not a contract? 

We get a lot of questions from counties about contracts, and one of the issues we regularly see is a contract that is not really a contract. There are two major reasons for this. The first is a product of the County Code, which provides that only the commissioners can contractually bind the county. This means a contract signed only by, for example, the sheriff, or treasurer (or any other elected official) is not an official contract and does not bind the county to the provisions within the contract.

The second reason a contract is not a contract has to do with the way it is drafted. A memorandum of understanding, bylaws or an intergovernmental agreement may not be a contract. We sometimes see these documents written with each entity's name on them, but no signatures showing the document has been accepted by the county commissioners. This is often true of older documents which were drafted at the beginning of an arrangement, but where a valid contractual relationship was never established.

Why does this matter? From a risk management standpoint, the key is a valid contract approved and signed by the commissioners means that liability insurance will be triggered should a claim arise related to the contract.

CCAP insurance staff would be happy to review the insurance and indemnification language of any contract you are considering.

For more information, contact Karen Cohen at CCAP.  
Quote of the Month
  
"Excellence is an art won by training and habituation. We do not act rightly because we have virtue or excellence, but we rather have those because we have acted rightly. We are what we repeatedly do. Excellence, then, is not an act but a habit."
  
- Aristotle
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Contact Us: John Sallade, Managing Director, CCAP Insurance Programs