Spotlight: Take a Chance Story from one of our clients
In my 35 years I have had a lot of struggles and I would not be here now if it wasn't for several key people that took a chance on me and opened doors to a brighter future.
My most recent journey was to buy a home for the first time on my own. I had already built a relationship with Portland Housing Center and they gave me the opportunity to do an IDA to be able to have a down payment for my house.
Since I had already started my IDA with Portland Housing Center then all I needed was to build my credit and they introduced me to Innovative Changes where I took classes on how to build and fix your credit. They teach how to budget, and how to keep yourself away from the predatory credit (people out there looking for people like me desperate to make things right in all the wrong ways) and they have incentives as well.
I took advantage of the credit building program were I paid a small amount each month to show that I pay on time, I did it for a year and my credit score went up. I also got to see and learn how to read my credit and today I have a credit score of 750 that I stay on top of every month to ensure better credit opportunities.
Thank you very very much for allowing me to be a part and also to learn from you. Today I have my beautiful four bedroom home with 0 interest and a low mortgage that allows me to afford our day to day for me and my four children.