August 2015

If you're like us at IC$, you're likely wondering where the summer went! With the weeks passing by so quickly, and many school districts starting up earlier this year, it's not too early to be thinking about the upcoming school year. So we've put together resources to help you be prepared well in advance:
  • Create Cheap, Healthy Lunches for your Kids 
  • Saving Money on Back to School Essentials
  • New Paid Sick Time in Oregon
All the best,
Innovative Changes
Credit Tip of the Month

Frustrated because you can't afford to pay off old collections? While we encourage you to make good on your obligations, 35% of your credit score depends on making on time payments on your open accounts like credit cards and loans. That means you can build your credit now, even if you can't pay off all your old debt, just by making on time monthly payments!

Interested in learning more about how to build credit? Attend a credit builder loan orientation!
Create Cheap, Healthy Lunches for your Kids 
By Rachel Stein
With the start of school, it's time to consider healthy, inexpensive, and easy-to-pack lunches for your kids again. Sandwiches are the first thing many of us think of for lunch, but lunch can be so much more!
Saving on Back to School Essentials back to school
by Rachell Hall
Sending your students back to school can be a real budget-buster if you are not prepared for the increase in expenses. Here are 8 savvy tips to help you keep a little more cash in your pocket, find the best prices, all while you meet the needs of your children.
New Paid Sick Time in Oregon
By Andrea Kerwin
When summer ends, and children go back to school, it can feel like a break for some parents. However, there's a good chance that your child will miss a day or two of school throughout the year due to illness or another important reason. For many parents this means that they will have to miss work to care for their child. Luckily for Portland parents, that now will likely not mean missing a day's worth of income.
 Upcoming Workshops & Orientationscb

The next Financial Household Resiliency workshops will be:


- Tuesdays 5:30-7:30pm 


Suite 2027

- September 8th: Making Ends Meet

- September 15th: Budgeting and Saving

- September 22nd: Hands on Banking

- September 29th: Building, Repairing, and Protecting Credit


All workshops take place at our NEW office, 2027 Lloyd Center Mall.

You can register for the classes here.

Our next Credit Builder Orientations will be:


Suite 2027

- Wednesday, Sept 2nd, 5:30-6:30pm

- Monday, Sept 7th, 5:30-6:30pm
- Friday, Sept 18th, 1:00-2:00pm 

- Friday, Sept 25th, 2:00-3:00pm

- ESPANOL, miercoles 30 de septiembre, 5:30-6:30pm

  All take place at our office, 2027 Lloyd Center.

Register here.

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