September 2014

Here at Innovative Changes, we are always trying to bring our clients the most useful and relevant financial resources that are available online or in the Portland area. Through Innovative Connections we try to create content that helps you budget for the seasons, plan for retirement, and connects you to local events and partner organizations that provide free or low-cost services. We offer these short articles so that you can get a taste of the topic and follow up on it later if you are interested. This month however, we have reviewed a book and a podcast that delve deeper into important consumer finance topics. Both of these resources are extremely helpful for learning all about how debt works, as well as staying informed on how current financial news stories affect you! We hope you enjoy these reviews!


All the best,

Innovative Changes

Build your credit!
Do you have friends or family members who could use help with their credit so they can get a loan, rent an apartment, or qualify for a credit card? Our Credit Builder Loan Program can help! The credit builder is open to the public, so anyone can participate - no referral necessary! Just sign up for an orientation on our website or over the phone. It's a simple way to learn how credit works and improve yours in 12 months or less! No referral is necessary, so anyone can attend! 

Book Review: Surviving Debt

Do you have a lot of debt and want more information on how to deal with it? Guide to Surviving Debt is the book for you! Here at IC$ we refer to this book constantly! Published by the National Consumer Law Center, this book provides detailed advice on: dealing with debt collectors, your credit report, how to find effective credit counseling agencies, student loans, your bankruptcy rights and more. NCLC is dedicated to the interests and representation of low-income consumers for more than 40 years. Read IC$'s review of the Surviving Debt here!

Podcast Review: Marketplace Money on NPR

Want to learn more about how things happening on Wall Street affect your wallet? Do you prefer listening to a podcast over reading a book? Give a listen to NPR's radio show & podcast "Marketplace Money". Host Kai Ryssdal, reports on all things business and technology related so that the listening consumer will know how it can and will affect them. It's totally free to download and take with you on your morning commute! Read our review here!

Upcoming Workshops & Orientations

The next Financial Household Resiliency workshops will be:


- Tuesday evenings from 5:30-7:30 pm, October 7th-28th and Friday mornings from 10 am-12 pm October 17th - November 7th. at our office in 2010 Lloyd Center Mall. You can register for the classes here.


Our next Credit Builder Orientations will be:


- (en espanol) viernes, 26 de septiembre, 5:30-6:30 pm

- Wednesday, October 1st 5:30-6:30 pm

- Thursday, October 9th 1-2 pm

- Wednesday, October 15th 5:30-6:30 pm

- (en espanol) viernes, 24 de octubre, 1-2 pm. 


 All take place at our office, 2010 Lloyd Center. Register here.

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