August 2014

The school year often creeps up on families as they scramble to get new clothes and supplies on tight budgets. This month's issue of Innovative Connections highlights resources to help with the back-to-school transition, as well as some practices to keep in mind so you can stay within your budget:
  • Share your budget with your children. If they know how much money they have to spend, they can be more selective with the items they need and learn to shop around.
  • Instead of buying brand new clothes and supplies, consider the resources we describe below. And don't forget to shop the sales when you do shop for new things!
  • Talk to your kid about what extracurricular activities they may be interested in, and budget for those as well.
  • For those with a high school student in their lives, we've pulled together a timeline of important dates to keep in mind over the coming year.

All the best,

Innovative Changes

back to school

7 Essential Back to School Resources

Worried about all the new clothes and supplies to buy for the start of a new school year? Look to community resources to help meet your needs and alleviate the strain on your budget! We've pulled together a list of key sources for clothes, supplies, books, and more to help you stay in your budget!


sl image Senior Year Steps for Applying to College 

Senior year may seem like a long time, but it flies by. Having a plan for what you need to do and when for attending university or community college is a good way to make sure you are on track. Check out our handy timeline for planning for your post-secondary education. 

Upcoming Workshops & Orientations

The next Financial Household Resiliency workshops will be:


- Tuesday evenings from 5:30-7:30 pm, September 9th-30th and October 7th-28th at our office in 2010 Lloyd Center Mall. You can register for the classes here.


Our next Credit Builder Orientations will be:


- Friday, August 22nd, 1:00-2:00 pm

- (en espanol) martes, 26 de julio, 5:30-6:30 pm


 All take place at our office, 2010 Lloyd Center. Register here.

Come to our next Financial Fair!
 Read about it here! It will be held this Saturday August 23rd from 10:00 am - 3:00 pm at the Africa House on NE 102nd Ave. Food, local resources, financial advisers, and activities for kids provided! 


For Our Borrowers


Are You Receiving Your Payment Reminders? 

If you chose to receive your payment reminders by email, make sure that they are coming to your inbox and not your junk mail. If you would like to change the way that you receive reminders (by mail, by email, or by phone call) let us know! Call Misha at 503-249-5205. 


See all the options on how to make your loan payment here.


Remember, We Are Here to Help!  


Are you having trouble making your payment this month, or afraid that it might be a little late? Let us know! We understand that unexpected events and expenses can make it hard to keep your finances on track, and Innovative Changes wants to be there for you in such cases. We are flexible and willing to work with our borrowers to satisfy loan obligations, and in return we ask for honest and timely communication.

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