June 2014


School is out, and that means the search for summer activities is in full swing. We've devoted this issue of Innovative Connections to providing resources to help you keep your money, and your sanity, during this busy season.

  • Save money with a seasonal budget
  • Find free and cheap food and activities
  • Consider five home activities for summer

We've also got an opportunity for you to consider with Home Forward, which will open its public housing waiting lists July 9 through 12.


All the best,


Innovative Changes


Save More with a Seasonal Budget


Breaking up your spending into various categories is a helpful way to visualize where your money is going and how to budget accordingly. But have you considered planning for how your spending changes in spring, summer, fall, and winter? Enter the seasonal budget, which allows you to visualize and adjust your spending habits throughout the year. Read our step-by-step guide on building this useful tool for yourself.

Kids in Fountain
Image by Megaul.
Free and Cheap Summer Food and Activities
With school out for summer break, many are worried about budgeting for three meals a day and summer activities for their children. We've pulled together a list of sites to find free breakfasts, lunches, and fun activities so you can stay on budget all summer long. Click here.

house-icon-green.gif 5 Summer Activities for Home


Portland has fun free outdoor activities available for your kids this summer, but how do you keep them busy on a rainy summer day? Or just a day when you need to stay close to home? Never fear! We've got five activities for days and nights at home that won't break the bank.

Home Forward Opens Public Housing Waiting Lists

Home Forward will be accepting applications for one-, two-, and three-bedroom public housing waiting lists from Wednesday, July 9, through Saturday, July 12. This affordable housing program offers apartments in many different neighborhoods of Portland. Visit Home Forward's website for more information on this opportunity, including application details and descriptions of apartments in the Home Forward program.
Upcoming Workshops & Orientations

The next Financial Household Resiliency workshops will be:


- Tuesday evenings from 5:30-7:30 pm, July 8th-29th & September 9th-30th, at our office in 2010 Lloyd Center Mall. You can register for the classes here.


Our next Credit Builder Orientations will be:


- (en espanol) Thursday, June 26th 2014, 5:30 pm - 6:30 pm

 All take place at our office, 2010 Lloyd Center. Register here.


For Our Borrowers


Are You Receiving Your Payment Reminders? 

If you chose to receive your payment reminders by email, make sure that they are coming to your inbox and not your junk mail. If you would like to change the way that you receive reminders (by mail, by email, or by phone call) let us know! Call Misha at 503-249-5205. 


See all the options on how to make your loan payment here.


Remember, We Are Here to Help!  


Are you having trouble making your payment this month, or afraid that it might be a little late? Let us know! We understand that unexpected events and expenses can make it hard to keep your finances on track, and Innovative Changes wants to be there for you in such cases. We are flexible and willing to work with our borrowers to satisfy loan obligations, and in return we ask for honest and timely communication.

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