Innovative Changes
 MAY 2014


You are invited to our first annual fundraising event, Building Hope, being held on Thursday May 29th from 5:30 pm to 7:30 pm at the 18th Avenue Peace House.  We'll have wine, soft drinks and delicious appetizers in this lovely Portland mansion.  You'll get to see stories of the people we work with and you'll have the opportunity to support Innovative Changes. 


Our theme, building hope, is inspired by our clients.  Every day we see them working hard to improve their financial stability.  They are motivated by a desire for a better future for themselves and for their families. Their optimism, commitment, and resiliency in the face of adversity remind me of what makes our nation strong.  They have faith in the American Dream.  If you work hard you should be able to provide for your family.  We believe that everyone has a right to financial stability, especially people who are working so hard, with hope for a better future.   Please join us on May 29th to honor their work. You can RSVP here.


All the best,


Nancy Yuill

Spotlight: Rosanne Marmor, Jewish Family & Child Service


Rosanne Marmor wears many hats. She has been Innovative Changes' Board President for the past two years. She used to work with one of our first partners, Home Forward, and now she is the Program Services Director at one of our newest partner organizations, Jewish Family and Child Service (JFCS). JFCS provides social services that improve the lives of adults, families and children in the Jewish and general communities. Since we recently started working with JFCS and given Rosanne's dedication to housing stability, community organizing and poverty alleviation we though it about time to highlight her work!


What are you focusing on in your new role as Program Services Director?

I look for new programs to serve the community, especially in relation to children, and focus on a strategic operating plan that diversifies the clientele we serve. We are trying to figure out how to serve more of the population in the Portland area other than Jewish people. I'm particularly excited about our counseling program and services we provide to people that are elderly. We go to people's homes and take care of their needs. There aren't a lot of counseling programs out there that actually go to people's homes.


Keep reading here for more about Rosanne and JFCS.

Referring Partner Corner
Interested in referring clients for our loans, financial education and individual coaching sessions? Want to learn more about our programs? Attend our Referring Partner Orientation webinar. The webinar orientation will take place Thursday, May 22th from 10:30 am -11:30am.
If you or your coworkers are interested in participating please register  here.
Building Hope Fundraising Eventfundraiser


When: May 29, 2014 5:30 pm to 7:30 pm.

Where: 18th Avenue Peace House on the corner of NE Tillamook and 18th Avenue in Portland. 

What:We believe that all people have the right to financial stability. We invite you to join us in supporting our work and celebrating our clients' successes by attending our fundraising event.  The cocktail party will feature wine, soft drinks and appetizers.  Our venue, the Peace House, located in NE Portland, provides striking architectural features in a warm and welcoming setting where hospitality reigns.  


We encourage you to bring along a friend who will enjoy learning about our work.  Though the event is free we hope you will consider making a donation in support of our work. Please RSVP here so we can plan accordingly.


For more information, call us on (503) 249-5205 or email

Quick Stats: 
As of 5/12/14


Total disbursed:
# Repaid:
624, averaging $441.87



Patricia's Story


"It seems too good to be true," Patricia exclaimed when she first heard about our Individual Development Account (IDA) program. This is quite common reaction; a match of $3 for every $1 you save is not a deal you see every day, but once Patricia attended our IDA orientation to find out the details of it all she knew it was right for her. "I was stuck in life. I knew that going back to school was something that I wanted to do but I had a lot of fears around it. I wanted to achieve more and the IDA is really a tool to help people help themselves."


Patricia decided to pursue a path of helping others and is in her first year of a Masters degree program in Social Work at Portland State University: "I think that poverty and the barriers people face are manmade. We can reverse that. I am hopeful that through my work I can help people in a way that people have helped me." 


 Keep reading about Patricia here.

Financial Empowerment Clinic THIS SATURDAY!

Get ahead this spring by getting in control of your money! Confront spring cleaning woes and summer stressors by coming to the Financial Empowerment Clinic, Saturday, May 17th from 10am-3pm at the Center for Self Enhancement Inc.(SEI) 3920 N Kerby Ave.


Workshop Schedule:
10:15-11am Summer Food on a Budget
11:15am-12pm Youth Activities for Summer on a Budget
12:15-1pm: Getting Ready for College
2:15pm-3pm: Budgeting for Back to School


All Day: Pull your personal credit report or meet with a financial planner, raffle prizes, refreshments, kid-friendly activities and access to other community resources. 

Walk-ins welcome or register by calling Misha, 503-249-5209 or visit our website.
Upcoming Workshops & Orientations
The next Financial Household Resiliency workshops will be:
Our next Credit Builder Orientations will be:
-Thursday, May 15th 2014, 5:30 pm - 6:30 pm
- Monday, May 19th 2014, 1:00 pm - 2:00 pm
- Wednesday, May 28th 2014, 5:30 pm - 6:30 pm
About Us
Our inter-related programs of responsible lending, credit building, financial education and savings acceleration build people's financial capabilities and put them on the path to long term financial health.  Join us in our work!
Quick Links
Join Our Mailing List!

You Can Help!

You care about helping people achieve and maintain household stability. Now you can join our efforts at Innovative Changes as we expand our reach to serve more clients. Your generous donation will be put to good use!


Whatever amount you can afford, you can set it up for monthly automatic payments to ease your cash flow. If you have bill pay service with your bank you can set up Innovative Changes to receive regular monthly payments. If you prefer, we can process a monthly ACH transaction on your behalf. Contact us at to set up your monthly giving program.
Donate to Innovative Changes


Thank you for your support!