Dear Family, Friends and Colleagues,


Another year is coming to its close. We say goodbye to 2014 and hello to 2015 with some thoughts from some great minds:

In These Days, Youth Is When You're Allowed To Stay Up Late On New Year's Eve, middle age is when you're forced to... 

Bill Vaughn


Ring out the old, ring in the new, Ring, happy bells, across the snow: The year is going, let him go; Ring out the false, ring in the true.  

Lord Alfred Tennyson


"Tomorrow, is the first blank page of a 365 page book. Write a good one." 

Brad Paisley


 "We spend January 1st walking through our lives, room by room, drawing up a list of work to be done, cracks to be patched. Maybe this year, to balance the list, we ought to walk through the rooms of our lives...not looking for flaws, but for potential." 
Ellen Goodman


"Another fresh new year is here . . .another year to live!
To banish worry, doubt, and fear, to love and laugh and give!

This bright new year is given me to live each day with zest . . .
To daily grow and try to be my highest and my best!

I have the opportunity once more to right some wrongs,
To pray for peace, to plant a tree, and sing more joyful songs!" 
William Arthur Ward


May your new year be the beginning of great things!  


We welcome the opportunity to serve the people you care about.  Click on the "Forward to a Friend" button at the top of the page to send this newsletter to someone who will benefit from our insights. If you are a facebook user, please like us on our facebook page.  

If you are part of an organization that is looking for a speaker, our attorneys are happy to share their knowledge with the community.  Contact Amy Cuomo at our office for more information.


Severns Associates, P.C.


Elder Law News from Severns Associates, PC
December 2014  



New Year's Resolution - Plan for Long Term Care


     According to some sources, 60% of us will need long term care sometime during our lives. It is important for all of us to prepare for that day when we will need to help loved ones with their care or we will need care for ourselves.


     It is simply a fact of life to prepare financially for unexpected disasters by covering our homes, automobiles and health with insurance policies and to provide funding for our retirement. But no other life event can be as devastating to our lifestyle, finances and security as needing long term care. It drastically alters or completely eliminates the three principal retirement dreams of elderly Americans, which are:


1. Remaining independent in the home without intervention from others 
2. Maintaining good health and receiving adequate health care 

3. Having enough money for everyday needs and not outliving assets and income


Read more 



The Perfect Holiday Caregiver: It's all a state of mind


The holidays are always a wonderful time of year for family gatherings, reflection on what we have and the spirit of giving. The television is packed with specials showing relationships and families coming together for the holidays.


But the holidays can also be a time of stress and sadness for those who are caring for family members that are struggling with health problems, frailty, dementia and loss. Those who care for these individuals may feel overwhelmed, frustrated, depressed or resentful as they watch "perfect" families enjoying the holidays. There are many surveys and documents that show that caregivers are highly susceptible to these feelings. If you are a caregiver, there are measures you can take to avoid this.


 Read more 

US-31 Traffic Update

US-31/Meridian Street in Hamilton County is undergoing a transformation over the next few years to a freeway. After several months of being closed for construction from 126th to 136th Streets, it is now reopened, but will continue to have construction to access roads and side lanes.  Later in the process, access from I-465 will be suspended and by the Fall of 2015, 103rd street, where our office is located, will no longer intersect with US-31/Meridian Street. The project is projected to be completed by the end of 2015.

We will keep you updated with more changes as they occur, but in the meantime, you can continue to access our office from any direction. For more information about this project, visit Hamilton County's New US-31 website. 




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In This Issue
New Year's Resolution - Plan for Long Term Care
The Perfect Holiday Caregiver: It's all a state of mind
US-31 Traffic Update



Quick Links

Community Events

Meet Me at IMA
January 27, 2015
2:00 PM
4000 Michigan Rd
Indianapolis, IN


Join the Meet Me at IMA group for a one hour tour of the IMA. The program is designed for individuals with early-stage Alzheimer's and provides an opportunity for them to participate in a facilitated conversation of artworks from the IMA collection with their care partner, family and friends. Engaging with art through conversation helps nurture self-esteem and elevates overall mood. The art conversation is facilitated by trained docents. Participants will discuss 3-5 paintings in detail during this tour. After the tour participants will be able to enjoy the IMA at their leisure. 


Registration required through the Alzheimer's Association at 



If you answer yes to any of these questions, Severns Associates can help.  

-Has a family member been diagnosed with a mentally or physically debilitating disorder such as Alzheimer's, Parkinson's, ALS, stroke or a decline in functional capacity?


-Is a family member isolated due to the recent death of a spouse, or have family that either lives too far away or is too busy to provide adequate care?

-Is a family member soon to be discharged into a care facility or currently receiving in-home care?

-Does a family member have a variety of healthcare providers and need coordination and advocacy for quality care?

-Does a family member seem unusually concerned about costs of medication and services, indicating he or she may be having financial troubles?

-Does a family member have assets that fall between $50,000 and $400,000 - enough to finance a short stay in a care facility but not enough for an extended stay?

-Does a family member have a spouse whose financial needs must be considered in light of a family member's medical condition? 


About Our Law Firm
Severns Associates, P.C. is an elder law firm that has been practicing for over 30 years, and is regarded as one of the most experienced elder law firms in the Indianapolis region.  We focus on helping families work together without conflict to plan for both immediate and future needs. 
Our services include:
2013 Firm Photo  
Severns Associates, PC
10293 N. Meridian Street Suite 150
Indianapolis, Indiana 46290