Dear Family, Friends & Colleagues,


This month we have a special feature from Maureen Lindley of Flanner & Buchanan Funeral Services who offers insight into the process of pre-planning one's funeral.


Please join us at one of our upcoming seminars. Next week, Jeff Stinson will join a panel of professionals at Joy's House, an adult day care facility, who will identify 25 hot tips in elder care, legal planning, and financial planning. In addition, Anna Howard will be presenting at the Noblesville public library on the topic of Veterans Pension Benefits. For a complete list of our upcoming seminars, please click here.


As always, we appreciate referrals from our satisfied clients, friends, business partners, and family members.  We welcome the opportunity to serve the people you care about.  Click on the gray Forward Email button at the bottom of the page to send this newsletter to someone who will benefit from our insights.



Severns and Stinson, P.C.


Elder Law News from Severns & Stinson

   October 2012


Severns & Stinson. P.C.           Scott R. Severns 
10293 N. Meridian Street            Jeffery D. Stinson 
Suite 150                                   Anna M. Howard
Indianapolis, Indiana  46290        
(317) 817-0300                          
(317) 817-0302 Fax
In This Issue
One Minute After You Die
The Top 10 Benefits of a Comprehensive Power of Attorney
Legal DIY Web Sites Are No Match for a Pro, Consumer Reports Concludes
IRS to Crack Down on IRA Tax Rules
Quick Links

Attorney Spotlight

Jeff Stinson and Scott Severns will present at the Indiana Continuing Legal Education Forum's annual Elder Law Instiute on October 11-12.

Mary and Joe


If you answer yes to any of these questions, Severns & Stinson can help.

-Has a family member been diagnosed with a mentally or physically debilitating disorder such as Alzheimer's, Parkinson's, ALS, stroke or a decline in functional capacity?

-Is a family member isolated due to the recent death of a spouse, or have family that either lives too far away or is too busy to provide adequate care?

-Is a family member soon to be discharged into a care facility or currently receiving in-home care?

-Does a family member have a variety of healthcare providers and need coordination and advocacy for quality care?

-Does a family member seem unusually concerned about costs of medication and services, indicating he or she may be having financial troubles?

-Does a family member have assets that fall between $50,000 and $400,000 - enough to finance a short stay in a care facility but not enough for an extended stay?

-Does a family member have a spouse whose financial needs must be considered in light of a family member's medical condition?
Did you receive this from a friend? 
 One Minute After You Die

 -by Maureen Lindley, Flanner and Buchanan Funeral Services


Have you ever stopped to think what will happen one minute after you die? If you are like most people the answer is probably no. Most of us probably don't give much thought to this question. Did you know that more than 150 decisions and tasks must be completed in the first 24-48 hours after a person passes away? (http://www.Why This is a staggering statistic. The best way to ensure that your final wishes are carried out and for your family to rest in the comfort of knowing that everything is taken care of is to pre-plan and pre-fund your funeral. You are probably thinking "How do I go about doing this?" Read on 
The Top 10 Benefits of A Comprehensive Power of Attorney
The benefits of a highly detailed, comprehensive power of attorney are numerous. Unfortunately, many powers of attorney are more general in nature and can actually cause more problems than they solve, especially for our senior population. This article is intended to highlight the benefits of a comprehensive, detailed power of attorney. A proper starting point is to emphasize that the proper use of a power of attorney as an estate planning and elder law document depends on the reliability and honesty of the appointed agent.  Read On 

Legal DIY Web Sites Are No Match for a Pro, Consumer Reports Concludes

After road testing three leading Web sites that help you create your own will, power of attorney, and other important legal documents, Consumer Reports has concluded that none of the will-writing products is likely to entirely meet your needs unless those needs are extremely simple. Read on 

IRS to Crack Down on IRA Tax Rules 

If you have an individual retirement account (IRA), now is the time to make sure you have been complying with tax rules. The Internal Revenue Service (IRS) is going to start cracking down on individual retirement accounts in an effort to collect penalties from taxpayers who do not follow rules regarding maximum contributions and minimum distributions. According to an article in the Wall Street Journal, the crackdown is part of an attempt to collect millions of dollars in previously uncollected penalties. Read on 

About Our Law Firm
Severns & Stinson, P.C. is a law firm focused on the needs of families confronting issues with health care. We have a special emphasis on long term care issues -- an emphasis that has come to be known as "elder law." Our firm consists of five attorneys and two paraprofessionals.
Our services include the following:
  • Asset Protection & Long Term Care Planning
  • Medicaid Planning, Applications and Appeals
  • Medicare Consultation and Advocacy
  • Estate Planning 
  • "Making It Last"™ - Supplemental Needs Trusts and Asset Protection for Persons with Disabilities
  • Response Team Building - Wills, Trusts, Powers of Attorney, Health Care Declarations and Other Advance Directives
  • Guardianships and Probate Administration
  • Patients Rights and Care Advocacy.
Severns & Stinson. P.C.
10293 N. Meridian Street, Suite 150
Indianapolis, Indiana 46290