Dear Family, Friends & Colleagues,


We have scheduled several speaking enagagements over the next few months. Click here to see a list of topics, times, and venues.


 We always appreciate referrals from our satisfied clients, friends, business partners, and family members.  We welcome the opportunity to serve the people you care about.  Click on the gray Forward Email button at the bottom of the page to send this newsletter to someone who will benefit from our insights.



Severns and Stinson, P.C.


Elder Law News from Severns & Stinson

    August 2012

Severns & Stinson. P.C.           Scott R. Severns 
10293 N. Meridian Street            Jeffery D. Stinson 
Suite 150                                   Anna M. Howard
Indianapolis, Indiana  46290        
(317) 817-0300                          
(317) 817-0302 Fax
In This Issue
Medicaid Expansion: What If A State Opts Out?
The Value of Using Irrevocable Trusts in Medicaid Planning
May Someon with Dementia Sign a Will?
Elderly Losing Homes for Owing a Few Hundres Dollars in Back Taxes
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Attorney Spotlight

Jeff Stinson recently served as a discussion leader for the Advanced Elder Law Masters Series of the Indiana Continuing Legal Education Forum on the topic of promissory notes, annuities, and IRAs.

Mary and Joe


If you answer yes to any of these questions, Severns & Stinson can help.

-Has a family member been diagnosed with a mentally or physically debilitating disorder such as Alzheimer's, Parkinson's, ALS, stroke or a decline in functional capacity?

-Is a family member isolated due to the recent death of a spouse, or have family that either lives too far away or is too busy to provide adequate care?

-Is a family member soon to be discharged into a care facility or currently receiving in-home care?

-Does a family member have a variety of healthcare providers and need coordination and advocacy for quality care?

-Does a family member seem unusually concerned about costs of medication and services, indicating he or she may be having financial troubles?

-Does a family member have assets that fall between $50,000 and $400,000 - enough to finance a short stay in a care facility but not enough for an extended stay?

-Does a family member have a spouse whose financial needs must be considered in light of a family member's medical condition?
Did you receive this from a friend? 
 Medicaid Expansion:  What If A State Opts Out? 

One of the key provisions of the Affordable Care Act, the new health reform law, gives money to states to expand Medicaid to adults and families with low incomes - a total of about 17 million additional people. However, the Supreme Court recently ruled that the federal government cannot effectively coerce states into accepting the Medicaid expansion by withdrawing all a state's Medicaid funds if it refuses.  Although elderly and disabled individuals who currently receive Medicaid aren't affected by the Court's ruling, it could leave millions of others without any options for health coverage -- and possibly cost lives. Read on 

The Value of Using Irrevocable Trusts in Medicaid Planning
There is now more information available to help families evaluate nursing homes. The federal government has revamped the criteria on its "Nursing Home Compare" Web site, where consumers can compare nursing home care in the United States. In addition, new information about complaints against nursing homes will soon be available on the site
. Read On 
May Someone With Dementia Sign a Will?  

Millions of people are affected by dementia, and unfortunately many of them do not have all their estate planning affairs in order before the symptoms start. If you or a loved one has dementia, it may not be too late to sign a will or other documents, but certain criteria must be met to ensure that the signer is mentally competent. Read on 

Elderly Losing Homes for Owing a Few Hundred Dollars in Back Taxes  

In what a new report is calling "a second nationwide foreclosure crisis," homeowners, particularly the elderly, are losing their homes because they owe as little as a few hundred dollars in back property taxes.  At the same time, big banks and other investors are snatching up these homes for pennies on the dollar and reaping huge profits. Read on 

About Our Law Firm
Severns & Stinson, P.C. is a law firm focused on the needs of families confronting issues with health care. We have a special emphasis on long term care issues -- an emphasis that has come to be known as "elder law." Our firm consists of five attorneys and two paraprofessionals.
Our services include the following:
  • Asset Protection & Long Term Care Planning
  • Medicaid Planning, Applications and Appeals
  • Medicare Consultation and Advocacy
  • Estate Planning 
  • "Making It Last"™ - Supplemental Needs Trusts and Asset Protection for Persons with Disabilities
  • Response Team Building - Wills, Trusts, Powers of Attorney, Health Care Declarations and Other Advance Directives
  • Guardianships and Probate Administration
  • Patients Rights and Care Advocacy.
Severns & Stinson. P.C.
10293 N. Meridian Street, Suite 150
Indianapolis, Indiana 46290