a fun, fabulous, financial newsletter
June 2016; Issue: 155      

Welcome to summer! The weather has been delightful. We are planning to spend lots of time outdoors enjoy the beach, the mountains, live music, padddling and fishing.

On a recent trip to the Berkshires we saw a black bear in someone's yard. He was determined to break into their trash barrel. He was successful and beautiful!

We then stopped to pick up some eggs at a local farm who have 75 laying hens free ranging around the yard. The farmer John, showed us around his goats and pigs. His "Big Girl" pig was about to have a litter in the next five days. She was about 500 lbs, hence, her name.

Summer is a wonderful time to slow down and enjoy all wonder around us. I've just picked up a book, "On My Own" by Diane Rehm, suggested by my friend Jane. She said it was one of the best books that is helping her after she lost her spouse. My friend George has shared a poem he wrote after the loss of his spouse. It's so moving!

What will you be reading this summer? We'd love to hear.   

Paula Signature
p.s. We just send out a Brexit Market Commentary to clients. Feel free to read it.

p.p.s. We had a magical evening for our Summer Solstice open house on June 15 with about 30+ guests joining us for some cocktails & conversations. Hope to see you at the next one. 
From Bill's Corner 
Escheatment, pretty much what it sounds like

In the late 1800s, a true menace to society robbed more banks than anyone or any gang ever. Dubbed "The King of Bank Robbers," no one knew his true identity until after his death. He was wealthy, a high standing member of society, a patron of the arts, and his name was George Leslie.
Leslie was a brilliant architect. He was well liked and well connected. Having that background during the Gilded Age would have yielded anyone a tidy fortune from his vocation. However, like most criminal masterminds, his primary thoughts were how to use criminal talents to pillage.
He's credited with the most astonishing crime spree in U.S. history. During his time, Leslie was credited with 80 percent of all bank robberies in the United States, including the great Manhattan Savings Institution, arguably the most impregnable building of its time. The theft netted nearly $3 million, approximately $65 million in today's dollars, and marked an easy heist for George Leslie.
Using his connections, his architectural background, his debutant status, he got easy access to building blue prints. He studied entrances and escape routes, built replica models and drilled mock robberies with his team till perfection. He planned every heist obsessively.
It used to be that bad guys, called bank robbers, robbed banks. Now our very own government has developed an elaborate scheme to grab millions from unsuspecting persons right from under their noses. The government's scheme is called escheatment. It's legal.

Bill signature

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My first year as a widower
We had been married 30 years, more than half of our lives. A look at spousal loss and gradual recovery.

Learn more...
7 savvy retirement steps for Generation X
Generation X is hitting middle age. That reality may bite, but the good news for members of Gen X is there is still plenty of time to boost their retirement security.
Learn more...
The 6 best home upgrades for under $1,000

These strategic improvements will go the furthest.

Learn more...
Summer money leaks you can easily afford

While the weather and your social calendar heat up, your money doesn't have to hit a boiling point. Here are a few easy ways to help you stay cool-headed about your finances this summer and avoid potential money leaks.   
8 ways to save money on gas this summer 
Higher gas prices arrive with peak road trip season but you can save if you are smart.

Learn more...
In the media...on the blog

WH Cornerstone's principal's are tapped by the media to write for and contribute to a variety of publications. Here are our latest contributions.

Bank robbery by another name
The Gist, June-July, 2016
INVESTORS, PLANS & MONEY: Escheatment, pretty much what it sounds like?
Old Colony Memorial, May 29, 2016
INVESTORS, PLANS & MONEY: Which plan suits you?
The Journal of Financial Planning, May, 2016
Which plan suits you?
The Gist, May-June, 2016
INVESTORS, PLANS & MONEY: Which plan suits you?
Old Colony Memorial, April 26, 2016
INVESTORS, PLANS & MONEY: Knee-jerk reaction no way to invest
Old Colony Memorial, March 27, 2016
FINANCIAL PLANNING ASSOCIATION OF MASS: Bill Harris announced as president-elect for 2016
Kingston Reporter, March 16, 2016
Bill Harris quoted in: Market yogis: financial planners take up yoga
Reuters, March 8, 2016

And, from our blog...

About us

We are authentic, thoughtful, straight-shooters who provide the sound, visionary stewardship that helps our clients protect their financial foundation while building their wealth.

We are private and independent, which means we have the unique ability to build deep, meaningful relationships with our clients with no competing agendas. We are a legal fiduciary for our clients. We are Fee-Only.

We have several decades of broad financial and business expertise that enables us to knowledgeably advise on a wide range of financial and business affairs and to help our clients navigate the sea of complexity with confidence.

We are strong believers in the power of near-term, actionable planning and disciplined focus on forward-facing goals.

We are at our best when we help our clients optimize their financial resources to realize their goals and dreams.

WH Cornerstone Investments, Inc., a Massachusetts Corporation | PO Box 207 | Duxbury | MA | 02331