a fun, fabulous, financial newsletter

March 2016; Issue: 152   

Welcome

Spring has sprung early this year!

Especially in Washington D.C. where we visited last week as part of a delegation from the South Shore Chamber of Commerce. About a dozen business owners and leaders met with our local MA delegation in their offices to discuss issues facing the South Shore region from attracting new businesses to promoting Plymouth's upcoming 400th anniversary in 2020. We were delighted to attend the reception hosted by the New England Council with the entire New England Delegation. You can catch us in a few photos here.

We also spent a morning at the US Chamber of Commerce getting some briefings on some key topics, a brief meeting with President and CEO Tom Donohue and an opportunity to attend the Capital Markets Summit with it's fantastic line up of speakers. Many of whom we got to speak with one on one after their talks.

Back on the home front, we are excited to be launching a new website by the end of this week and invite you to take a visit. Plus, we will be hosting two workshops:

Create A Personal Mission Statement workshop on March 31--1 spot open
Money Mindfulness: a conversation about money for women workshop on May 4--8 spots

Spring is a great time to dust off or create your financial plan while you have all your tax info fresh in you mind. If you need some assistance, give us a shout. We'd love to hear from you.

Cheers,

p.s. In case you missed it. Bill has been named President-Elect of the MA Financial Planning Association. It's quite an honor!

Check Your Risk Tolerance

From Bill's Corner

Swinging for the Fences

Spring is in the air! Can you feel it? A few signs of spring coming include Punxsutawney Phil on Groundhog Day, the president releasing his annual budget and the Red Sox "Truck Day." Feb. 10 was the day the equipment truck left Fenway for Florida to get the team ready for spring training.

Recently, President Obama released his fiscal year 2017 budget - his final budget proposal. The president has included many of the same proposals from last year in this year's budget.

The president's budget is really more of a political statement than anything else. President Obama's administration is quickly approaching "the bottom of the ninth;" you can be sure he's going to swing for the fences before his time in office is up.

Given that this is an election year with less than 12 months to the end of President Obama's term, there is little likelihood that many of the president's "requests" will actually come to pass. However, the president's budget proposals do provide an indication of what's "in the pipeline," including loopholes that could appear in future legislation. Last year's proposal included the elimination of Social Security's "file and suspend" and it happened.

Here are a few highlights that we thought would have most impact to general public.

Read on...

Time to Share. Create a Buzz.

Wondering how much you will receive in Social Security benefits? Haven't seen a statement in a while? Well, set up your own my Social Security account and have all that information at your finger tips. Any time you want.

Take control of your retirement by saving outside of Social Security too.

Financial guidance for widows struggling through grief's fog

One-third of the women who become widows are under age 65, according to data from the Women's Institute for a Secure Retirement.

Learn more...

15 IRS audit red flags

Although there's no sure way to avoid an IRS audit, these 15 red flags could increase your chances of unwanted attention.

Learn more...

Happy 70th Birthday, Boomers!

This milestone birthday for the Woodstock crowd is a good time for a financial tune-up.

Learn more...

What to do when a loved one dies

This checklist could help you cope with practical tasks during an emotional time

Learn more...

America's most scenic roads

With gas prices low, maybe this is the summer to explore the beauty of America, by car.

Learn more...

In the media...on the blog

WH Cornerstone's principal's are tapped by the media to write for and contribute to a variety of publications. Here are our latest contributions.

FINANCIAL PLANNING ASSOCIATION OF MASS.: Bill Harris announced as president-elect for 2016
Kingston Reporter, March 16, 2016
View..
Bill Harris quoted in: Market yogis: financial planners take up yoga
Reuters, March 8, 2016
View..
INVESTORS, PLANS & MONEY: Swinging for the Fences
Old Colony Memorial, March 2, 2016
View...
Make this your best year yet: Ways to maximize your finances for financial and personal growth
Old Colony Memorial, February 9, 2016
View...

INVESTORS, PLANS & MONEY: Don't ignore the 1099's

Old Colony Memorial, January 29, 2015

View...

Paula Harris quoted in: BUSINESS PANEL: New year, new opportunities

The Patriot Ledger, January 23/24, 2016
View...

Navigate Tax Planning in New Knowledge Circle

Journal of Financial Planning, January 2016

View...

And, from our blog...

About us

We are authentic, thoughtful, straight-shooters who provide the sound, visionary stewardship that helps our clients protect their financial foundation while building their wealth.

We are private and independent, which means we have the unique ability to build deep, meaningful relationships with our clients with no competing agendas. We are a legal fiduciary for our clients.

We have several decades of broad financial and business expertise that enables us to knowledgeably advise on a wide range of financial and business affairs and to help our clients navigate the sea of complexity with confidence.

We are strong believers in the power of near-term, actionable planning and disciplined focus on forward-facing goals.

We are at our best when we help our clients optimize their financial resources to realize their goals and dreams.

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WH Cornerstone Investments

TEL | 781.934.9154
info@whcornerstone.com
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