A fun, fabulous, financial newsletter you can use

January 2016; Issue: 150

"Sometimes luck is with you, and sometimes not, but the important things is to take the dare. Those who climb mountains or raft rivers understand this." - David Brower

We've take a few dares. Two weeks ago we hiked in the jungles of the Dominican Republic to this Cascada El Limón. It was a glorious (and refreshing) swim in and behind the falls!

Two years ago went rafting on the Kenai River in Alaska and marveled at the beauty!

Bill has take a professional dare. He was recently elected President Elect of the Financial Planning Association of Massachusetts and will serve as president in 2017. Also he recently had an article published in the national industry publication the Journal of Financial Planning. He's co-leading a tax planning Knowledge Circle.

New Year's intentions. Have you made any? Do you need to recommit already? We bet you have at least one that some how relates to your financial life. Can we help you achieve that goal this year? If so, please reach out.

Cheers,

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From Bill's Corner...

Impact Investing

This fall I attended an investment conference at the Boston Convention & Exhibition Center. The place is massive - five hectares of contiguous exhibition space! You are thinking, how big is a hectare? It's about the size of a football field.

I wandered through hectares or football fields of exhibitor booths, trying to avoid making eye contact and remaining ever vigilant to the flashy tchotchke offerings from the vendors. My stamina was pretty low for one more conversation with a vendor about the "latest and greatest" mutual fund or investment strategy, no matter the quality appeal of the giveaway.

But then an exhibitor from Ave Maria Mutual Funds caught my attention. He was extolling the virtues of following investment criteria based on moral principals. Now this sounded different and interesting!

He said, "Equal emphasis is placed on investment performance and moral criteria. Shareholders don't have to sacrifice financial performance potential because of their beliefs. Every stock and bond we consider must first meet the strict financial criteria set by our experienced team of portfolio managers. If a security seems attractively priced to our analysts, then the company is screened based on the moral criteria." He had my attention!

Read more...

Time to Share. Create a Buzz.

Polished Tennessee marble, Italian travetine stone, important tiles from Holland and an inlaid ceiling with beautiful murals adorn the Stadium Theatre, which was built in 1926 in Woonsocket, RI. It is one of the few remaining examples of the majestic Vaudeville Theatre era in operation today. Since being restored in 2001, the Stadium Theatre has developed into a community center where famed international artists like Liza Minnelli, Cher and George Winston grace the same stage as community arts organizations such as community theatre, dance and music groups. It is the Stadium Theatre's mission to offer the widest variety of high caliber, live entertainment to patrons at family-affordable prices. It's worth the trip!

18 steps to a new financial plan

Want a roadmap to guide you through 2016 and the years that follow? Check out the 18 steps below.

9 smart retirement strategies for women

Ladies, use the following checklist to identify strategies you can implement now.

Don't freak out about health care costs in retirement

Planning for retirement is tough. Figuring out how much money you'll need for health care is even tougher.

A guide for widows on how to manage money

Experts recommend taking these steps to make the inevitable time of transition easier.

How technology will transform retirement

A new array of devices and services will make it easier to work, stay healthy, live at home and remain connected

26 things every person should do for themselves at least once a year

Which ones will you do in 2016?

In the media...on the blog

WH Cornerstone's principal's are tapped by the media to write for and contribute to a variety of publications. Here are our latest contributions.

Navigate Tax Planning in New Knowledge Circle
The Journal of Financial Planning, January 2016
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Paula Harris quoted in: Business Panel: Nurturing the spirit of entrepreneurship
The Patriot Ledger, January 23/24, 2016
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INVESTORS, PLANS & MONEY: Impact Investing
Old Colony Memorial, December 29, 2015
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INVESTORS, PLANS & MONEY: Strategizing Social Security
Old Colony Memorial, November 27, 2015
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Budget Bill Makes MAJOR Changes to Social Security Planning
Boston.com, November 10, 2015
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INVESTORS, PLANS & MONEY: Being mortal
Old Colony Memorial, October 23, 2015
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And, from our blog...

Wealth Mastery
Women and Money Mindfulness
Cornerstone Cottage Open House
Widowhood: When life throws you a curve ball
Lonely: A widowers perspective
Allowance: Saving, Sharing, and Spending

Life's Greatest Lesson
Financial Steps to Take in Widowhood (or Not to Take)
Avoiding Mistakes in a Divorce in 5 Easy Step

About us

We are authentic, thoughtful, straight-shooters who provide the sound, visionary stewardship that helps our clients protect their financial foundation while building their wealth.

We are private and independent, which means we have the unique ability to build deep, meaningful relationships with our clients with no competing agendas. We are a legal fiduciary for our clients.

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We have several decades of broad financial and business expertise that enables us to knowledgeably advise on a wide range of financial and business affairs and to help our clients navigate the sea of complexity with confidence.

We are strong believers in the power of near-term, actionable planning and disciplined focus on forward-facing goals.

We are at our best when we help our clients optimize their financial resources to realize their goals and dreams.

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