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A fun, fabulous, financial newsletter you can use
November 2015; Issue: 148
 
  
It's been a busy fall for us. How about you?

We've been "sharpening the saw" at a lot of conferences and we still have two more before year-end! The recent Schwab IMPACT conference was held in Boston. Some of the great workshop topics included how to have conversations with grieving clients, values based "impact" investing, the MIT AgeLab presenting about the different generations and their various idiosyncrasies. And, did you know that 27 is the new 17? We also heard from some terrific national speakers such as recently retired Ford CEO Alan Mulally, NY Times op-ed columnist David Brooks, CNN journalist Fareed Zakaria and, my favorite, Yo Yo Ma & friends.
 
It wasn't all work. We had some fun too. We had a private clambake dinner at the New England Aquarium (none of the Aquarium's fish were harmed), a private party at the Museum of Fine Arts and one of our favorites was the opportunity to meet "Norm" (a/k/a George Wendt) from Cheers. It felt like we were visiting with an old friend. And, he did have a beer in hand.


We are grateful for the opportunity to share this enewsletter with you over the past 12 years. Thank you for reading it and sharing your life with us. We wish you and your family a Happy Thanksgiving. Make sure to count your blessings!
 


Cheers,
 
Paula Signature

 
From Bill's Corner...

Being mortal

Two certainties exist in this world: death and taxes. We can find ways around improving our tax situation, however we will all be equal in the end when we are dead. Yes. It's true. We will all die - even the Baby Boomers who are fighting hard to deny the fact. Are you prepared - financially and emotionally?
 
We all know the importance of estate planning, although we may not have tackled our own just yet. It is so important to document your wishes with a will or a trust so that your heirs know them. You don't want to leave your family a mess to sort out in the courts. More importantly you want to keep your family relations harmonious. Get it done! If you've already completed your plan, take it out and review it to make sure it still reflects your current wishes.
 
Another layer of planning that isn't talked about as much is your end of life journey. "The end" can be an area that can cause a lot of stress for your loved ones if you don't express your desires. The best selling book by Atul Gawande titled "Being Mortal" is a must read for anyone who is older or taking care of older family members.

Time to Share. Create a Buzz.

canoes at the lake Camp Widow® is a unique and incredible experience. Over a weekend this program provides both practical tools and relevant resources for widowed persons rebuilding their lives in the aftermath of the death of a spouse or partner.

But the most important thing that Camp Widow® provides to the widowed people who attend is an in-person community of others who are making their way through widowhood one day at a time. Campers come from all over the country, and around the world, to meet other widowed men and women face-to-face, and to experience the camaraderie that this event creates. Learn more.
10 "infamous" last words of
personal finance

True statements that were not wise financial moves.
4 Zen concepts that will improve
your finances


Four ways that going Zen will help you handle your money better.
10 things to check when you check into your hotel
 
These are 10 don't-miss things to check upon check-in.
Read more...
What not to say: How to reach out to a young widow

Most people have no idea how to approach the topic of an untimely death. 
 
5 things every woman should know
about Social Security

Of all the things you need to know, these are the top five.
10 holiday scams that target Christmas shoppers

These tricks are designed to get you spend more money. Watch out! 


In the media...on the blog
WH Cornerstone's principal's are tapped by the media to write for and contribute to a variety of publications. Here are our latest contributions.

Budget Bill Makes MAJOR Changes to Social Security Planning
Boston.com, November 10, 2015
View...
INVESTORS, PLANS & MONEY: Being mortal
Old Colony Memorial, October 23, 2015
View...
Paula Harris quoted in: Lessons Learned: Where do you go for business advice?
Boston Business Journal, October 9, 2015
View...
Paula Harris quoted in: Business Panel: Nurturing the spirit of entrepreneurship
The Patriot Ledger, October 7, 2015
View...
INVESTORS, PLANS AND MONEY: Take a Hike!
Old Colony Memorial, October 4, 2015
View...


 
Life's Greatest Lesson
Financial Steps to Take in Widowhood (or Not to Take)
Avoiding Mistakes in a Divorce in 5 Easy Step
About us

We are authentic, thoughtful, straight-shooters who provide the sound, visionary stewardship that helps our clients protect their financial foundation while building their wealth.
 
We are private and independent, which means we have the unique ability to build deep, meaningful relationships with our clients with no competing agendas. We are a legal fiduciary for our clients.
 
road map imageWe have several decades of broad financial and business expertise that enables us to knowledgeably advise on a wide range of financial and business affairs and to help our clients navigate the sea of complexity with confidence.
 
We are strong believers in the power of near-term, actionable planning and disciplined focus on forward-facing goals.
 
We are at our best when we help our clients optimize their financial resources to realize their goals and dreams.  
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