December 2014 
Issue: 137
Sound, visionary stewardship



2014 was an outstanding year for us professionally and personally, with lots of highlights. Our trip to Alaska and the fishing we did in on remote streams definitely ranks at the top.


We also "sharpened the saw" quite a bit by attending industry conferences like our local Financial Planning Association quarterly meetings, the national Financial Planning Retreat, Ed Slott Elite IRA Advisor training, MarketCounsel Summit and Tony Robbin's Unleash the Power Within seminar. We recommend investing in yourself. It has the potential to pay huge dividends.

We are already looking forward to making 2015 our best year yet and hope you are too! While we've already identified a number of ways we will keep learning. We are still trying to decide on how we can top our "Alaskan Adventure" vacation. We are open to suggestions, so feel free to share some.


We wish you and your family a magical holiday season and many blessings for the New Year. Merry Christmas.    




Paula Harris signature  

p.s. I set an intention last month: I would personally meet and talk to Tony Robbins at an upcoming industry conference. Well, I met & talked with Tony last week in Las Vegas. What intention(s) will you set for 2015?


We are proud to be a Registered Investment Advisor. Learn more about the benefits of working with an RIA. 



Have you connect with us yet?   Like us on Facebook     Follow us on Twitter     View our profile on LinkedIn   


Visit our blog  




From Bill's corner...  


Getting financially Fit      

My new challenge to everyone is to get financially fit. Modest changes will produce big results. The best way to start is to get educated.


Over the past month, I've helped the Duxbury Council on Aging deliver the financial educational portion of the Aging Mastery Program, or AMP for short. AMP is a national program that aims to help millions of older adults take key steps to improve their welfare and add stability to their lives. AMP focuses on health, stronger financial security and overall well-being.


Joanne Moore, Angela Sinnott and the team at the Duxbury Senior Center run awesome programs. I was grateful to be part of it. Every Wednesday morning for three weeks in a row, we met at the Duxbury Senior Center. We started with a great breakfast and then dug in to our subject matter. We discussed the usual financial topics: budgeting, financial planning, estate planning, insurances, stocks and bonds. Last week, we spent the entire morning discussing fraud schemes and identity theft issues. We learned how to protect ourselves. We had a special guest, Sgt. Kristin Golden from the Duxbury Police Department, come to brief us on some the latest scams working their way around our district. There's scary stuff out there, so be on guard!


 Read on...

Bill Harris signature


In This Issue
Smart year-end moves to trim your 2014 tax bill
14 things not to buy during the holidays
When you don't want to give to a charity
How to get the most bang for your charitable giving buck
6 things you must know about holiday tipping
In the media...on the blog
About us
Time to Share. Create a Buzz.

 Looking for something to do this New Year's Eve? Bring in the New Year "close to home", while giving back to the local community and Plymouth's 400th Anniversary celebrations at Plymouth Rock's New Year's Eve. Adorn yourself in either true Venetian style or a graceful black tie/gown. Place on a masquerade mask and allow your alter ego to take over. Memorial Hall will be magically transformed into a Venetian Palace. Enjoy live music, dancing, fantastic costumes, hors d'oeuvres and midnight champagne toast.

fireworks-summer.jpg Of course, there is always Boston's First Night celebration too.

Founded in 1976, First Night was started by artists who sought an alternative to traditional New Year's Eve revelry. The celebration has grown from a small arts event centered on the Boston Common to an arts festival that showcases work by local, national and international artists.  


This event annually showcases the work of 1,000 artists in 200 performances and exhibits at over 30 indoor and outdoor venues located throughout the Back Bay area on New Year's Eve. For more information about First Night events and programs visit

Smart year-end moves to trim your 2014 tax bill 

If you act by New Year's Day, you can limit what you owe the IRS.

14 things not to buy during the holidays   

Here are 14 items you can score better deals on after the holidays.
Read on...

When you don't want to give to a charity

Four ways to say 'No' without feeling like scrooge
Read on...

How to get the most bang for your charitable giving buck


How you can make a meaningful difference with your charitable dollars, even if you don't have Bill Gates' money.
Read on...

6 things you must know about holiday tipping  



Express  your gratitude to those who help you all year. 

Read on... 

In the media...on the blog

WH Cornerstone's principal's are tapped by the media to write for and contribute to a variety of publications. Here are our latest contributions.
  • INVESTORS, PLANS AND MONEY: Getting financially fit

    Old Colony Memorial, December 7, 2014

And, from our blog... 

About us

We are authentic, thoughtful, straight-shooters who provide the sound, visionary stewardship that helps our clients protect their financial foundation while building their wealth. 


We are private and independent, which means we have the unique ability to build deep, meaningful relationships with our clients with no competing agendas.


We have several decades of broad financial and business expertise that enables us to knowledgeably advise on a wide range of financial and business affairs and to help our clients navigate the sea of complexity with confidence.


We are strong believers in the power of near-term, actionable planning and disciplined focus on forward-facing goals.


We are at our best when we help our clients optimize their financial resources to realize their goals and dreams.   


road map image
Paula Harris and Bill Harris, CFP
WH Cornerstone Investments

begin it.TM